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AIFC · NASDAQ · Software - Infrastructure

AI Financial

Business-to-business digital-asset payment, trading, settlement, and card infrastructure.

$0.5645
After-hours close−0.02 (−3.62%)
At close$0.5857(−2.04%)
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Profile

AI Financial CorporationAIFCInformation Technology

Sells business-to-business digital-asset payment, OTC trading, settlement, and card infrastructure through ALT5 Pay, ALT5 Prime, and StradaCarte. It earns setup, maintenance, transaction, and spread revenue, while its balance sheet and governance are closely tied to a large WLFI token treasury.

Operates ALT5 Pay, a merchant gateway that accepts digital assets and can convert receipts into fiat currencies, alongside ALT5 Prime, an electronic OTC platform for institutional digital-asset trading and settlement. StradaCarte adds physical and virtual card programs that connect digital balances to Visa and Mastercard acceptance.

Serves banks, broker-dealers, funds, trading firms, payment processors, and merchants through a business-to-business platform used across multiple countries. Revenue comes from setup and maintenance fees, transaction commissions, and bid/ask spreads; white-label integration, API and FIX connectivity, and fiat settlement support its institutional focus.

Builds KYC, know-your-transaction, and anti-money-laundering practices into product development. Operations depend on evolving digital-asset rules, banking and payment-processing relationships, card-network rules, liquidity and service providers, and custody and private-key security.

Company facts

CEOTony Isaac
ListedApr 29, 2026
ExchangeNASDAQ
HeadquartersLas Vegas, NV
CountryUnited States
Employees16
CIK0000862861
ISINUS47089W1045

Key statistics

Market cap$83.1M
EPS (ttm)−$2.55
P/E (ttm)−0.2331
ROE-78.1%
P/B0.1214
P/S4.14
Dividend yield
Beta

Year to date −47.7% · Average volume (30d) 1.0M

Analysts

No analyst consensus on record.

Earnings

EPS

Estimate−$0.16
ReportedDue Nov 10, 2026

Revenue

Estimate$15.8M
ReportedDue Nov 10, 2026

History

Report dateEPS estEPSSurpriseRevenue estRevenueSurpriseNext session
Aug 17, 2026Q2 FY26−$0.15$0.42+380.0%$15.5M$2.4M−84.4%+11.03%
Jan 12, 2026Q4 FY25−$0.36$10.0M$7.6M−24.1%
May 13, 2025Q1 FY25−$0.18$5.5M
Mar 28, 2025Q4 FY24$5.4M
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Financial highlights

8 quartersQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$4.8M$6.4M$7.6M$5.4M$4.7M$2.4M
Gross profit$1.9M$2.8M$2.6M$2.2M$3.6M$1.5M
Operating income−$1.9M−$2.1M−$16.5M−$2.6M−$2.7M−$708.0K
Net income−$2.4M−$9.1M$49.0M−$381.5M−$271.5M−$229.6M
Diluted EPS−$0.15−$0.49$1.27$0.00−$2.14−$1.68
Gross margin39.7%43.5%34.6%40.9%75.8%60.7%
Operating margin-40.1%-32.8%-218.3%-48.1%-58.2%-29.3%

Fiscal years (4-quarter sums)FY25 $24.2M

Balance sheet, Jun 27, 2026Cash & short-term investments $5.9M · Total debt $28.6M · Total assets $724.1M · Shareholders' equity $672.3M

Dividends

No dividends on record.

Ownership

Institutions Insiders

Shares outstanding 139.84M · Float 124.41M

This issuer lists more than one class and the share count spans them all, so a stake here reads as a share of the whole company, not of this class.

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

Peers

  • Coinbase

    Prime trading and stablecoin payments across the same B2B rails.

  • Galaxy Digital

    Large-scale institutional OTC execution and digital-asset liquidity.

  • BitGo

    Regulated custody, OTC trading, and settlement for institutions.

  • Gemini

    Regulated institutional exchange and OTC alternative.

  • Circle

    Stablecoin payments and programmable-settlement infrastructure rival.

CompareAfter-hours close

CompanyPriceChange
AI Financial$0.5645−3.62%$83.1M4.1
Coinbase$178.50−0.02%$47.13B206.38.5−18.5%
Galaxy Digital$23.29+0.30%$7.70B0.1+0.6%
BitGo$6.90+0.53%$734.7M310.80.0
Gemini$4.38+1.39%$525.4M2.7
Circle$86.80−0.38%$23.29B46.48.0+6.6%
Median46.4258.52.7+0.6%