Amalgamated Financial (AMAL)
Operator of Amalgamated Bank, serving mission-aligned commercial, trust, and consumer clients.
$48.99
Pre-market+0.83 (+1.72%)
At close$48.16(+1.73%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 97 | 102 | 105 | 110 | 113 | 108 | 110 | 112 | 118 | 115 | 123 | 129 |
| Cost of revenue | 30 | 32 | 30 | 33 | 33 | 33 | 31 | 36 | 38 | 30 | 43 | 36 |
| Gross profit | 68 | 69 | 75 | 77 | 80 | 75 | 79 | 76 | 80 | 85 | 80 | 94 |
| 37 | 34 | 36 | 41 | 42 | 42 | 44 | 41 | 43 | 52 | 46 | 47 | |
| 23 | 23 | 25 | 25 | 26 | 26 | 24 | 25 | 27 | 46 | 30 | 31 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 23 | 22 | 23 | 24 | 25 | 25 | 24 | 24 | 26 | 0 | 30 | 31 |
| Other expenses | 13 | 11 | 12 | 16 | 16 | 16 | 20 | 16 | 16 | 6 | 15 | 16 |
| Operating income | 31 | 35 | 39 | 36 | 38 | 33 | 35 | 35 | 37 | 33 | 34 | 47 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 91 | 96 | 97 | 99 | 103 | 103 | 101 | 104 | 110 | 108 | 109 | 117 |
| Interest expense | 28 | 29 | 29 | 30 | 31 | 29 | 30 | 31 | 33 | 30 | 29 | 31 |
| Income before tax | 31 | 35 | 39 | 36 | 38 | 33 | 35 | 35 | 37 | 33 | 34 | 47 |
| Income tax expense | 9 | 13 | 11 | 9 | 10 | 9 | 10 | 9 | 10 | 7 | 9 | 12 |
| Net income from continuing operations | 22 | 23 | 27 | 27 | 28 | 24 | 25 | 26 | 27 | 27 | 25 | 35 |
| Net income | 22 | 23 | 27 | 27 | 28 | 24 | 25 | 26 | 27 | 27 | 25 | 35 |
| EPS, basic | $0.73 | $0.75 | $0.89 | $0.88 | $0.91 | $0.80 | $0.82 | $0.85 | $0.89 | $0.89 | $0.85 | $1.16 |
| EPS, diluted | $0.73 | $0.74 | $0.89 | $0.87 | $0.90 | $0.79 | $0.81 | $0.84 | $0.88 | $0.88 | $0.84 | $1.15 |
| Weighted average shares, basic | 30 | 30 | 30 | 31 | 31 | 31 | 31 | 31 | 30 | 30 | 30 | 30 |
| Weighted average shares, diluted | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 30 | 30 | 30 | 30 |
| EBITDA | 32 | 36 | 41 | 36 | 39 | 36 | 35 | 36 | 37 | 37 | 36 | 47 |
| Depreciation & amortization | 1 | 1 | 2 | 0 | 1 | 2 | 0 | 0 | 0 | 4 | 2 | 0 |
| EBIT | 31 | 35 | 39 | 36 | 38 | 33 | 35 | 35 | 37 | 33 | 34 | 47 |
