BBVA (ADR)
Runs digitally focused banking franchises across Spain, Mexico, Türkiye and South America.
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Profile
Provides banking through core franchises in Spain, Mexico, Türkiye and South America, with retained wholesale operations in the United States. A merger-built group with roots in 1857, it has made digital distribution and customer-led transformation central to how it operates.
Operates banking franchises in Spain, Mexico, Türkiye and South America, while retaining institutional and wholesale activities in the United States. The group was assembled through the mergers that created BBV and then BBVA, followed by acquisitions and selective exits across several regions.
Uses digital distribution as a central operating model, formalized as a top strategic priority and continued under the current split between board-led strategy and day-to-day business management. Customer focus, enterprise growth and AI now sit within the stated transformation agenda.
Depends on country-level banking regulation and the performance of concentrated core franchises. The U.S.-listed security is an ADR representing one ordinary share, while a Spanish criminal proceeding concerning historical assignments remains pending without a finding of guilt.
Company facts
Key statistics
Year to date +20.9% · Average volume (30d) 1.6M
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 30, 2026Q2 FY26 | $0.59 | $0.63 | +6.8% | $11.94B | $12.09B | +1.2% | +1.27% |
| Apr 30, 2026Q1 FY26 | $0.57 | $0.60 | +5.3% | $11.78B | $12.50B | +6.1% | −0.54% |
| Feb 5, 2026Q4 FY25 | $0.50 | $0.50 | 0.0% | $11.24B | $11.55B | +2.8% | +3.84% |
| Oct 30, 2025Q3 FY25 | $0.48 | $0.49 | +2.1% | $10.63B | $20.97B | +97.2% | +1.00% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $10.80B | $10.09B | $20.74B | $11.35B | $12.34B | $12.17B | |
| Gross profit | −$443.8M | $8.50B | $9.51B | $9.33B | $10.23B | $10.23B | |
| Operating income | $5.04B | $4.72B | $4.48B | $4.56B | $5.47B | $5.63B | |
| Net income | $3.13B | $3.19B | $2.93B | $2.93B | $3.46B | $3.55B | |
| Diluted EPS | $0.52 | $0.56 | $0.49 | $0.49 | $0.59 | $0.61 | |
| Gross margin | -4.1% | 84.2% | 45.9% | 82.2% | 82.9% | 84.0% | |
| Operating margin | 46.6% | 46.8% | 21.6% | 40.2% | 44.3% | 46.2% |
Fiscal years (4-quarter sums)FY21 $33.20B · FY22 $41.18B · FY23 $41.63B · FY24 $51.78B · FY25 $52.99B
Balance sheet, Jun 30, 2026Cash & short-term investments $377.05B · Total debt $123.00B · Total assets $1.12T · Shareholders' equity $68.31B
Dividends
Raised for 4 straight years — most recently to $0.7084 from $0.3695 in Apr 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Apr 9, 2026 | Apr 9 | Apr 27 | $0.7084 | raised from $0.3695 |
| Nov 6, 2025 | Nov 6 | Nov 24 | $0.3695 | cut from $0.4584 |
| Apr 9, 2025 | Apr 9 | Apr 25 | $0.4584 | raised from $0.3244 split-adjusted |
| Oct 9, 2024 | Oct 9 | Oct 25 | $0.3161 | cut from $0.418 |
| Apr 8, 2024 | Apr 9 | Apr 25 | $0.418 | raised from $0.1695 |
| Oct 6, 2023 | Oct 10 | Oct 26 | $0.1695 | cut from $0.3387 |
| Apr 3, 2023 | Apr 4 | Apr 20 | $0.3387 | raised from $0.1168 split-adjusted |
| Oct 7, 2022 | Oct 11 | Oct 26 | $0.095 | cut from $0.2611 split-adjusted |
Ownership
Shares outstanding 5.53B · Float 5.52B · 99.9% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Morgan Stanley | 13.13M | 0.24% | 13F | Aug 13, 2026 |
| Goldman Sachs Group Inc | 11.93M | 0.22% | 13F | Aug 14, 2026 |
| Fisher Asset Management, LLC | 11.57M | 0.21% | 13F | Aug 4, 2026 |
| Dimensional Fund Advisors LP | 10.35M | 0.19% | 13F | Aug 11, 2026 |
| FMR LLC | 8.87M | 0.16% | 13F | Aug 13, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Banco Santander (ADR)
Global banking rival across Spain, Mexico, and wholesale markets
- Credicorp
Peruvian financial group spanning banking, microfinance, and wealth
- Grupo Cibest (ADR)
Colombian banking group with retail, business, and digital overlap
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| BBVA (ADR) | $28.93 | −0.24% | $160.23B | 13.3 | 10.5 | 3.4 | +17.8% |
| Banco Santander (ADR) | $14.74 | +0.51% | $215.33B | 12.3 | 10.6 | 2.7 | +6.2% |
| Credicorp | $368.40 | +0.08% | $29.27B | 13.4 | 14.1 | 3.3 | −11.6% |
| Grupo Cibest (ADR) | $97.24 | +0.02% | $23.07B | 9.6 | 10.3 | 1.7 | −7.6% |
| Median | 12.3 | 10.6 | 2.7 | −7.6% |