BayCom (BCML)
Operates United Business Bank across acquisition-built Western U.S. markets.
$30.67
Pre-market+0.21 (+0.68%)
At close$30.46(+2.04%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34 | 35 | 34 | 34 | 36 | 34 | 34 | 35 | 38 | 36 | 36 | 34 |
| Cost of revenue | 9 | 11 | 10 | 10 | 12 | 10 | 10 | 10 | 15 | 10 | 9 | 14 |
| Gross profit | 26 | 24 | 24 | 23 | 24 | 24 | 24 | 24 | 23 | 26 | 27 | 20 |
| 16 | 15 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | 27 | |
| 11 | 10 | 11 | 10 | 10 | 10 | 11 | 10 | 11 | 11 | 13 | 23 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 11 | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 13 | 23 |
| Other expenses | 5 | 5 | 5 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 4 | 4 |
| Operating income | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 9 | 7 | 9 | 11 | −7 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 32 | 32 | 31 | 32 | 33 | 34 | 32 | 33 | 35 | 34 | 35 | 32 |
| Interest expense | 8 | 9 | 9 | 10 | 11 | 11 | 10 | 10 | 12 | 9 | 9 | 9 |
| Income before tax | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 9 | 7 | 9 | 11 | −7 |
| Income tax expense | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 0 |
| Net income from continuing operations | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 7 | 8 | −7 |
| Net income | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 7 | 8 | −7 |
| EPS, basic | $0.56 | $0.55 | $0.51 | $0.50 | $0.54 | $0.55 | $0.51 | $0.58 | $0.46 | $0.63 | $0.75 | −$0.64 |
| EPS, diluted | $0.56 | $0.55 | $0.51 | $0.50 | $0.54 | $0.55 | $0.51 | $0.58 | $0.46 | $0.63 | $0.75 | −$0.64 |
| Weighted average shares, basic | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| Weighted average shares, diluted | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| EBITDA | 10 | 10 | 9 | 8 | 9 | 9 | 8 | 9 | 8 | 9 | 12 | −7 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 0 | 1 | 0 |
| EBIT | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 9 | 7 | 9 | 11 | −7 |
