Ex-dividend in 2d · $0.23
Bread Financial
Issuer of partner cards, direct cards, Bread Pay loans, and online savings.
$105.74
After-hours close−0.14 (−0.13%)
At close$105.88(−1.99%)
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Breakdown13F · Form 4
Institutions 112.68%Insiders 3.58%
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 40.41M · Float 37.77M · 93.5% free float
Institutions13F, as of Jun 30, 2026
431 holders · 45.53M shares · 77 new positions · 203 increased · 156 reduced · 46 closed
| Holder | Shares | % outstanding | Chg q/q | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 3.89M | 9.62% | −336.2K | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 3.09M | 7.65% | +6.1K | Aug 11, 2026 |
| Vanguard Portfolio Management LLC | 2.62M | 6.49% | −134.5K | Aug 13, 2026 |
| American Century Companies Inc | 1.79M | 4.43% | +159.6K | Aug 12, 2026 |
| Vanguard Capital Management LLC | 1.76M | 4.35% | −111.7K | Aug 13, 2026 |
| State Street Corp | 1.68M | 4.16% | −83.1K | Aug 7, 2026 |
| Allianz Asset Management GmbH | 1.39M | 3.44% | +45.4K | Aug 14, 2026 |
| Turtle Creek Asset Management Inc. | 1.31M | 3.24% | −1.12M | Aug 14, 2026 |
Beneficial owners13D/G · 5% or more, as filed
| Holder | % of class | Shares | Form | Filed |
|---|---|---|---|---|
| Dimensional Fund Advisors LP | 7.20% | 3.09M | 13G | Apr 9, 2026 ↗ |
| Vanguard Portfolio Management | 6.48% | 2.79M | 13G | Apr 29, 2026 ↗ |
| Turtle Creek Asset Management Inc. | 5.60% | 2.55M | 13G | Feb 17, 2026 ↗ |
| Vanguard Capital Management | 5.11% | 2.21M | 13G | Apr 29, 2026 ↗ |
InsidersForm 4
| Insider | Role | Shares | % outstanding | Filed |
|---|---|---|---|---|
| Ralph J. Andretta | director, officer: President and CEO | 582.2K | 1.44% | Jun 1, 2026 |
| Valerie E. Greer | officer: EVP, Chief Commercial Officer | 155.4K | 0.38% | Feb 19, 2026 |
| Perry S. Beberman | officer: EVP, Chief Financial Officer | 142.1K | 0.35% | Mar 4, 2026 |
| Joseph L. III Motes | officer: EVP, CAO, Gen Counsel & Secy | 129.6K | 0.32% | Feb 19, 2026 |
| Tammy M. McConnaughey | officer: EVP, Operations & Credit Risk | 123.3K | 0.31% | Feb 19, 2026 |
| Allegra S. Driscoll | officer: EVP, Chief Technology Officer | 60.8K | 0.15% | Mar 4, 2026 |
| John C. Gerspach | director | 49.6K | 0.12% | Jul 17, 2026 |
| Jonathan Bryan Campbell | officer: SVP, Chief Accounting Officer | 38.9K | 0.10% | Feb 20, 2026 |
| Laurie Anne Tucker | director | 35.5K | 0.09% | Jun 17, 2026 |
| Roger H. Ballou | director | 30.1K | 0.07% | Apr 27, 2026 |
12 ten-percent owners hold 11.10M shares by Form 4, outside the officers-and-directors figure above · 24 people have not refiled in the last 18 months (2.54M shares), so they are not in the figure above
Latest trades
| Date | Insider | Type | Shares | Avg price | Owned after |
|---|---|---|---|---|---|
| Jul 28, 2026 | Praniti Lakhwaradirector | Sale | 2,802 | $106.12 | 4,458 |
| May 29, 2026 | Ralph J. Andrettadirector, officer: President and CEO | Sale · 3 lots | 15,000 | $89.10 | 582,241 |
| May 21, 2026 | John J. Fawcettdirector | Purchase | 698 | $86.43 | 11,000 |
| Apr 24, 2026 | Roger H. Balloudirector | Sale | 9,687 | $90.32 | 30,079 |
CongressHouse and Senate disclosures
Not reported.