Bank of the James (BOTJ)
Central Virginia banking, mortgage origination, and fee-based investment management.
$27.87
Pre-market+0.87 (+3.22%)
At close$27.00(+1.31%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13 | 14 | 14 | 15 | 15 | 15 | 14 | 15 | 16 | 16 | 12 | 17 |
| Cost of revenue | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 4 | 4 | 3 | 3 |
| Gross profit | 11 | 10 | 11 | 11 | 11 | 11 | 11 | 13 | 12 | 13 | 9 | 13 |
| 8 | 8 | 8 | 9 | 9 | 9 | 10 | 9 | 9 | 9 | 9 | 9 | |
| 5 | 6 | 5 | 5 | 5 | 6 | 5 | 6 | 6 | 6 | 9 | 7 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 5 | 6 | 5 | 5 | 5 | 6 | 5 | 5 | 6 | 5 | 9 | 7 |
| Other expenses | 3 | 2 | 3 | 3 | 3 | 3 | 5 | 3 | 3 | 3 | 0 | 3 |
| Operating income | 3 | 2 | 3 | 3 | 2 | 2 | 1 | 3 | 3 | 3 | 0 | 4 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | |
| Interest income | 10 | 11 | 10 | 11 | 12 | 12 | 11 | 12 | 12 | 12 | 12 | 12 |
| Interest expense | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 |
| Income before tax | 3 | 2 | 3 | 3 | 2 | 2 | 1 | 3 | 3 | 3 | 3 | 4 |
| Income tax expense | 1 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 1 |
| Net income from continuing operations | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 3 | 3 | 3 | 3 | 3 |
| Net income | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 3 | 3 | 3 | 3 | 3 |
| EPS, basic | $0.46 | $0.46 | $0.48 | $0.47 | $0.44 | $0.36 | $0.19 | $0.60 | $0.61 | $0.60 | $0.61 | $0.71 |
| EPS, diluted | $0.46 | $0.46 | $0.48 | $0.47 | $0.44 | $0.36 | $0.19 | $0.60 | $0.61 | $0.60 | $0.61 | $0.71 |
| Weighted average shares, basic | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Weighted average shares, diluted | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| EBITDA | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 4 | 3 | 4 | 0 | 4 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 3 | 2 | 3 | 3 | 2 | 2 | 1 | 3 | 3 | 3 | 0 | 4 |