CACC · NASDAQ · Financial - Credit Services

Credit Acceptance

Funds dealer-originated vehicle loans for consumers with impaired or limited credit histories.

$594.11
After-hours close−0.66 (−0.11%)
At close$594.77(−0.95%)

Breakdown13F · Form 4

Institutions 111.11%Insiders 5.96%

A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.

Shares outstanding 10.46M · Float 5.15M · 49.2% free float

Top shareholders13F · 13D/G · Form 4

HolderShares% outstandingFormFiled
Allan V. Apple, not individually but solely in capacity as trustee2.07M19.80%13DJun 5, 2026
Jill Foss Watson1.52M14.50%13DJun 5, 2026
Prescott General Partners LLC · 10 percent owner, other: Member of Section 13(d) Group901.2K8.62%Form 4Jul 7, 2026
John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss T710.3K6.80%13GMay 15, 2026
BlackRock, Inc.629.7K6.00%13GJul 27, 2026

Institutions13F, as of Jun 30, 2026

307 holders · 11.62M shares · 76 new positions · 178 increased · 87 reduced · 36 closed

HolderShares% outstandingChg q/qFiled
Prescott General Partners LLC1.44M13.74%0Aug 14, 2026
BlackRock, Inc.642.1K6.14%+410.5KAug 7, 2026
Boston Partners573.6K5.48%+13.4KAug 4, 2026
Gobi Capital LLC358.1K3.42%0Aug 14, 2026
Beck Mack & Oliver LLC306.0K2.93%−3.0KAug 14, 2026
Wellington Management Group LLP260.1K2.49%+1.2KAug 14, 2026
Dimensional Fund Advisors LP237.4K2.27%+6.7KAug 11, 2026
Vanguard Portfolio Management LLC225.2K2.15%+52.9KAug 13, 2026

Beneficial owners13D/G · 5% or more, as filed

Holder% of classSharesFormFiled
Allan V. Apple, not individually but solely in capacity as trusteeincl. The Donald A. Foss 2010 Remainder Trust #2, Marital Trust U/A Donald A. Foss Trust January 16, 1981 +3 more19.80%2.07M13DJun 5, 2026
Jill Foss Watsonincl. The Donald A. Foss 2009 Remainder Trust, The Donald A. Foss 2010 Remainder Trust +3 more14.50%1.52M13DJun 5, 2026
Prescott General Partners LLCincl. Thomas W. Smith, Scott J. Vassalluzzo +2 more13.60%1.43M13DJul 7, 2026
John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss T6.80%710.3K13GMay 15, 2026
BlackRock, Inc.6.00%629.7K13GJul 27, 2026
Boston Partners5.09%546.8K13GMay 14, 2026

InsidersForm 4

InsiderRoleShares% outstandingFiled
Prescott General Partners LLC10 percent owner, other: Member of Section 13(d) Group901.2K8.62%Jul 7, 2026
Vinayak Hegdedirector, officer: Chief Executive Officer140.5K1.34%Nov 17, 2025
Thomas N. Tryforosdirector102.0K0.97%Jun 12, 2026
Scott J. Vassalluzzodirector, 10 percent owner, other: Member of Section 13(d) Group65.8K0.63%Jun 12, 2026
Watson Jill Foss10 percent owner47.9K0.46%Jul 20, 2026
Jonathan Lumofficer: Chief Operating Officer31.6K0.30%Jun 26, 2026
Arthur L. Smithofficer: Chief Analytics Officer27.9K0.27%Feb 3, 2026
Daniel A. Ulatowskiofficer: Chief Sales Officer27.3K0.26%Feb 3, 2026
Joseph III Billanteofficer: Chief Financial Officer26.2K0.25%Jul 31, 2026
Ravi Mohan Valiyaveettilofficer: Chief Technology Officer26.0K0.25%May 8, 2026

6 ten-percent owners hold 5.95M shares by Form 4 — the 13D/G table above shows those stakes, the figure above counts officers and directors only · 9 people have not refiled in the last 18 months (619.1K shares), so they are not in the figure above

Latest trades

DateInsiderTypeSharesAvg priceOwned after
Jul 16, 2026
Jill Foss Watson10 percent owner
Sale · 3 lots1,436$640.5247,910
Jul 2, 2026
Jill Foss Watson10 percent owner
Sale · 20 lots11,000$653.2449,346
Jun 26, 2026
Erin J. Kerberofficer: Chief Legal Officer
Sale · 8 lots5,720$629.8025,711
Jun 26, 2026
Nicholas J. Elliottofficer: Chief Transformation Officer
Sale · 8 lots2,306$629.9920,897
Jun 25, 2026
Erin J. Kerberofficer: Chief Legal Officer
Sale · 10 lots2,937$627.1925,711
Jun 24, 2026
Erin J. Kerberofficer: Chief Legal Officer
Sale · 8 lots8,656$600.9425,711
Jun 25, 2026
Nicholas J. Elliottofficer: Chief Transformation Officer
Sale · 5 lots1,183$627.0120,897
Jun 24, 2026
Nicholas J. Elliottofficer: Chief Transformation Officer
Sale · 4 lots3,487$601.0120,897
Jun 24, 2026
Jay D. Martinofficer: Chief Financial Officer
Sale · 4 lots3,000$601.0425,963
Jun 24, 2026
Jonathan Lumofficer: Chief Operating Officer
Sale6,000$600.0031,609

CongressHouse and Senate disclosures

Not reported.