Cheche Group
Digitizes auto-insurance transactions and provides insurance software across China.
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Profile
Connects insurance carriers, intermediaries, referral partners, third-party platforms, and consumers through digital policy transactions and insurance SaaS. It also provides embedded insurance services for new-energy vehicle manufacturers.
Connects insurance carriers, intermediaries, referral partners, third-party platforms, and consumers through digital policy transactions and insurance SaaS. Its digital insurance offering includes Easy-Insur for auto and non-auto policy sales and the NEV Insurance Solution for new-energy vehicle manufacturers.
Digital Surge serves insurance intermediaries, while Sky Frontier provides AI-based pricing recommendations for insurers. The NEV Insurance Solution combines policy distribution with renewal, claims, repair, business-management, and integration services.
Operations are concentrated in China, through subsidiaries and a VIE structure under a Cayman holding company. Most revenue comes from services and products for carriers and intermediaries, and the model depends on their relationships and adoption of insurance SaaS.
Company facts
Key statistics
Year to date −45.5% · Average volume (30d) 22.6K
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Apr 2, 2026Q4 FY25 | $0.00 | $0.01 | — | $232.2M | $241.0M | +3.8% | +1.00% |
| Nov 24, 2025Q3 FY25 | −$0.01 | $0.23 | +2,443.5% | $224.0M | $116.7M | −47.9% | −2.00% |
| Aug 28, 2025Q2 FY25 | −$4.90 | −$0.04 | +99.1% | $787.4M | $188.9M | −76.0% | +13.35% |
| May 29, 2025Q1 FY25 | −$0.87 | −$0.87 | 0.0% | $108.4M | $108.4M | 0.0% | −0.72% |
Financial highlights
| 12 quarters | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | |
|---|---|---|---|---|---|---|---|
| Revenue | $126.5M | $146.4M | $100.3M | $100.3M | $123.6M | $123.6M | |
| Gross profit | $6.3M | $7.7M | $4.9M | $4.9M | $7.4M | $7.4M | |
| Operating income | −$895.3K | −$392.1K | −$2.0M | −$2.0M | $455.9K | $455.9K | |
| Net income | $602.8K | −$1.5M | −$1.9M | −$1.9M | $578.7K | $578.7K | |
| Diluted EPS | $0.24 | −$0.62 | −$0.83 | −$0.83 | $0.23 | $0.23 | |
| Gross margin | 5.0% | 5.2% | 4.9% | 4.9% | 6.0% | 6.0% | |
| Operating margin | -0.7% | -0.3% | -2.0% | -2.0% | 0.4% | 0.4% |
Fiscal years (4-quarter sums)FY23 $491.2M · FY24 $516.8M · FY25 $447.8M
Revenue by product · FY25
Balance sheet, Dec 31, 2025Cash & short-term investments $22.3M · Total debt $14.3M · Total assets $219.6M · Shareholders' equity $52.9M
Dividends
No dividends on record.
Ownership
Shares outstanding 2.36M · Float 904.4K · 38.3% free float
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- SunCar Technology Group
Sells B2B auto eInsurance and technology services in China
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Cheche Group | $15.33 | −0.78% | $36.3M | — | — | 0.1 | +78.0% |
| SunCar Technology Group | $0.6913 | +0.17% | $70.5M | — | — | 0.1 | +1.5% |
| Median | — | — | 0.1 | +1.5% |