C&F Financial (CFFI)
Runs a Virginia community bank alongside residential mortgage and non-prime auto lending arms.
$91.79
Pre-market+0.15 (+0.16%)
At close$91.64(+0.25%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37 | 40 | 39 | 41 | 44 | 42 | 43 | 47 | 47 | 48 | 48 | 50 |
| Cost of revenue | 9 | 11 | 13 | 13 | 15 | 15 | 14 | 13 | 15 | 15 | 15 | 15 |
| Gross profit | 28 | 29 | 26 | 28 | 29 | 28 | 29 | 34 | 32 | 32 | 33 | 35 |
| 20 | 23 | 22 | 22 | 22 | 20 | 22 | 24 | 23 | 24 | 24 | 24 | |
| 14 | 15 | 15 | 14 | 15 | 13 | 14 | 16 | 15 | 14 | 1 | 2 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 1 |
| General & administrative | 13 | 14 | 15 | 14 | 14 | 13 | 14 | 15 | 15 | 14 | 1 | 1 |
| Other expenses | 7 | 8 | 8 | 8 | 7 | 7 | 8 | 9 | 8 | 10 | 23 | 23 |
| Operating income | 7 | 6 | 4 | 6 | 7 | 7 | 7 | 10 | 9 | 8 | 8 | 11 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 32 | 32 | 33 | 34 | 36 | 36 | 36 | 37 | 39 | 39 | 39 | 39 |
| Interest expense | 7 | 8 | 10 | 10 | 11 | 11 | 11 | 11 | 12 | 12 | 11 | 11 |
| Income before tax | 7 | 6 | 4 | 6 | 7 | 7 | 7 | 10 | 9 | 8 | 8 | 11 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 2 | 2 |
| Net income from continuing operations | 6 | 5 | 3 | 5 | 5 | 6 | 5 | 8 | 7 | 7 | 7 | 9 |
| Net income | 6 | 5 | 3 | 5 | 5 | 6 | 5 | 8 | 7 | 7 | 7 | 9 |
| EPS, basic | $1.71 | $1.50 | $1.01 | $1.50 | $1.65 | $1.87 | $1.66 | $2.37 | $2.19 | $2.07 | $2.08 | $2.63 |
| EPS, diluted | $1.71 | $1.50 | $1.01 | $1.50 | $1.65 | $1.87 | $1.66 | $2.37 | $2.19 | $2.07 | $2.08 | $2.63 |
| Weighted average shares, basic | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Weighted average shares, diluted | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| EBITDA | 8 | 7 | 5 | 7 | 8 | 8 | 8 | 11 | 10 | 9 | 9 | 12 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EBIT | 7 | 6 | 4 | 6 | 7 | 7 | 7 | 10 | 9 | 8 | 8 | 11 |