Eagle Financial Services (EFSI)
Runs Bank of Clarke's regional banking, wealth, and marine-loan runoff businesses.
$40.40
Pre-market−1.12 (−2.70%)
At close$41.52(+1.34%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26 | 25 | 25 | 26 | 28 | 28 | 14 | 29 | 31 | 30 | 24 | 33 |
| Cost of revenue | 9 | 10 | 10 | 10 | 12 | 11 | 11 | 10 | 10 | 9 | 8 | 11 |
| Gross profit | 16 | 15 | 15 | 16 | 16 | 17 | 3 | 19 | 21 | 21 | 16 | 22 |
| 14 | 13 | 12 | 12 | 12 | 9 | 12 | 13 | 14 | 16 | 16 | 16 | |
| 8 | 10 | 8 | 8 | 8 | 10 | 8 | 1 | 9 | 10 | 14 | 11 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 8 | 10 | 8 | 8 | 8 | 9 | 8 | 1 | 9 | 9 | 14 | 11 |
| Other expenses | 5 | 3 | 4 | 4 | 4 | −1 | 4 | 12 | 5 | 6 | 2 | 4 |
| Operating income | 3 | 2 | 3 | 4 | 4 | 8 | −9 | 7 | 7 | 6 | 0 | 7 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | |
| Interest income | 22 | 22 | 22 | 22 | 24 | 24 | 23 | 25 | 26 | 25 | 24 | 24 |
| Interest expense | 9 | 10 | 9 | 10 | 11 | 10 | 10 | 9 | 9 | 8 | 8 | 7 |
| Income before tax | 3 | 2 | 3 | 4 | 4 | 8 | −9 | 7 | 7 | 6 | 5 | 7 |
| Income tax expense | 0 | 0 | 0 | 1 | 1 | 2 | −2 | 1 | 1 | 1 | 1 | 2 |
| Net income from continuing operations | 2 | 2 | 3 | 3 | 3 | 6 | −7 | 5 | 6 | 4 | 4 | 5 |
| Net income | 2 | 2 | 3 | 3 | 3 | 6 | −7 | 5 | 6 | 4 | 4 | 5 |
| EPS, basic | $0.66 | $0.68 | $0.72 | $0.90 | $0.96 | $1.74 | −$1.53 | $0.98 | $1.04 | $0.81 | $0.69 | $0.92 |
| EPS, diluted | $0.66 | $0.68 | $0.72 | $0.90 | $0.96 | $1.74 | −$1.53 | $0.98 | $1.04 | $0.81 | $0.69 | $0.92 |
| Weighted average shares, basic | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 5 |
| Weighted average shares, diluted | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 5 |
| EBITDA | 3 | 3 | 3 | 4 | 4 | 8 | −9 | 7 | 7 | 6 | 0 | 7 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 3 | 2 | 3 | 4 | 4 | 8 | −9 | 7 | 7 | 6 | 0 | 7 |