First Capital (FCAP)
Holds a five-county community bank focused on deposits, mortgages, and local business lending.
$63.49
At close+2.03 (+3.30%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13 | 13 | 14 | 14 | 15 | 15 | 15 | 16 | 17 | 17 | 17 | 18 |
| Cost of revenue | 3 | 3 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Gross profit | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 12 | 13 | 13 | 13 | 14 |
| 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 7 | 8 | 8 | |
| 4 | 4 | 4 | 4 | 4 | 4 | 4 | 0 | 0 | 4 | 4 | 0 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 0 | 0 | 4 | 4 | 0 |
| Other expenses | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 7 | 7 | 3 | 3 | 8 |
| Operating income | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 6 | 6 | 5 | 6 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 11 | 12 | 12 | 12 | 13 | 13 | 13 | 14 | 15 | 15 | 15 | 16 |
| Interest expense | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Income before tax | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 6 | 6 | 5 | 6 |
| Income tax expense | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income from continuing operations | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 5 | 4 | 5 |
| Net income | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 5 | 4 | 5 |
| EPS, basic | $0.94 | $0.93 | $0.88 | $0.85 | $0.87 | $0.97 | $0.97 | $1.13 | $1.34 | $1.46 | $1.30 | $1.43 |
| EPS, diluted | $0.94 | $0.93 | $0.88 | $0.85 | $0.87 | $0.97 | $0.97 | $1.13 | $1.34 | $1.46 | $1.30 | $1.43 |
| Weighted average shares, basic | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Weighted average shares, diluted | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| EBITDA | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 6 | 6 | 6 | 6 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 6 | 6 | 5 | 6 |
