First Community (FCCO)
Runs community banking, mortgages, advisory, and government-guaranteed lending across South Carolina and Georgia.
$33.70
Pre-market−0.19 (−0.56%)
At close$33.89(+2.82%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19 | 22 | 23 | 24 | 26 | 25 | 26 | 28 | 28 | 29 | 30 | 34 |
| Cost of revenue | 7 | 9 | 9 | 10 | 10 | 9 | 9 | 9 | 9 | 9 | 10 | 10 |
| Gross profit | 12 | 13 | 14 | 15 | 16 | 16 | 17 | 20 | 19 | 21 | 20 | 24 |
| 10 | 9 | 11 | 11 | 11 | 10 | 11 | 13 | 12 | 14 | 14 | 14 | |
| 8 | 7 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 11 | 11 | |
| Selling & marketing | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 0 | 0 |
| General & administrative | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 9 | 9 | 8 | 11 | 11 |
| Other expenses | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 3 | 5 | 3 | 3 |
| Operating income | 2 | 4 | 3 | 4 | 5 | 5 | 5 | 7 | 7 | 7 | 6 | 10 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 19 | 21 | 21 | 22 | 23 | 23 | 23 | 24 | 25 | 25 | 28 | 29 |
| Interest expense | 7 | 8 | 9 | 9 | 10 | 9 | 9 | 9 | 9 | 9 | 10 | 10 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −9 | 0 | 0 | 0 | 0 |
| Income before tax | 2 | 4 | 3 | 4 | 5 | 5 | 5 | 7 | 7 | 6 | 6 | 10 |
| Income tax expense | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 0 | 2 |
| Net income from continuing operations | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 8 |
| Net income | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 8 |
| EPS, basic | $0.23 | $0.44 | $0.34 | $0.43 | $0.51 | $0.55 | $0.52 | $0.68 | $0.68 | $0.63 | $0.60 | $0.81 |
| EPS, diluted | $0.23 | $0.43 | $0.34 | $0.42 | $0.50 | $0.55 | $0.51 | $0.67 | $0.67 | $0.62 | $0.59 | $0.80 |
| Weighted average shares, basic | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 9 |
| Weighted average shares, diluted | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 10 |
| EBITDA | 3 | 5 | 4 | 5 | 5 | 6 | 6 | 16 | 7 | 7 | 6 | 10 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| EBIT | 2 | 4 | 3 | 4 | 5 | 5 | 5 | 16 | 7 | 7 | 6 | 10 |