Finward Bancorp (FNWD)
Runs Peoples Bank's deposit, lending, and wealth services across Northwest Indiana and Chicagoland.
$42.06
Pre-market−1.29 (−2.98%)
At close$43.35(+1.86%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24 | 25 | 35 | 25 | 25 | 26 | 25 | 25 | 26 | 25 | 25 | 25 |
| Cost of revenue | 9 | 10 | 10 | 10 | 10 | 9 | 9 | 8 | 9 | 8 | 8 | 8 |
| Gross profit | 15 | 15 | 25 | 15 | 15 | 17 | 15 | 17 | 18 | 17 | 17 | 17 |
| 13 | 14 | 15 | 14 | 14 | 14 | 14 | 15 | 14 | 15 | 15 | 15 | |
| 7 | 7 | 8 | 8 | 8 | 7 | 8 | 8 | 8 | 8 | 9 | 10 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| General & administrative | 7 | 7 | 8 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 10 |
| Other expenses | 6 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 7 | 6 | 5 |
| Operating income | 2 | 1 | 10 | 0 | 0 | 3 | 1 | 2 | 4 | 2 | 3 | 2 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 22 | 22 | 22 | 22 | 22 | 23 | 22 | 23 | 23 | 23 | 23 | 23 |
| Interest expense | 9 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 8 | 8 | 8 |
| Income before tax | 2 | 1 | 10 | 0 | 0 | 3 | 1 | 2 | 4 | 2 | 3 | 2 |
| Income tax expense | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income from continuing operations | 2 | 2 | 9 | 0 | 1 | 2 | 0 | 2 | 3 | 2 | 2 | 2 |
| Net income | 2 | 2 | 9 | 0 | 1 | 2 | 0 | 2 | 3 | 2 | 2 | 2 |
| EPS, basic | $0.52 | $0.36 | $2.18 | $0.03 | $0.14 | $0.49 | $0.11 | $0.50 | $0.82 | $0.46 | $0.52 | $0.49 |
| EPS, diluted | $0.51 | $0.35 | $2.17 | $0.03 | $0.14 | $0.49 | $0.11 | $0.50 | $0.81 | $0.46 | $0.52 | $0.49 |
| Weighted average shares, basic | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Weighted average shares, diluted | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| EBITDA | 4 | 3 | 12 | 2 | 2 | 4 | 2 | 4 | 5 | 3 | 4 | 2 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 2 | 1 | 0 |
| EBIT | 2 | 1 | 10 | 0 | 0 | 3 | 1 | 2 | 4 | 2 | 3 | 2 |