Franklin Financial Services (FRAF)
Holds F&M Trust, a regional bank and wealth manager in south-central Pennsylvania.
$63.27
At close+2.03 (+3.31%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24 | 25 | 28 | 29 | 31 | 27 | 31 | 33 | 34 | 34 | 33 | 34 |
| Cost of revenue | 7 | 8 | 11 | 11 | 12 | 12 | 12 | 12 | 13 | 11 | 9 | 11 |
| Gross profit | 17 | 17 | 17 | 18 | 19 | 15 | 19 | 21 | 21 | 23 | 24 | 23 |
| 12 | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 15 | 16 | 15 | 15 | |
| 8 | 8 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 10 | 11 | 11 | |
| Selling & marketing | 1 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| General & administrative | 7 | 8 | 8 | 9 | 9 | 9 | 9 | 9 | 10 | 9 | 10 | 10 |
| Other expenses | 4 | 5 | 4 | 5 | 5 | 5 | 5 | 4 | 5 | 6 | 5 | 4 |
| Operating income | 5 | 4 | 4 | 4 | 5 | 1 | 5 | 7 | 7 | 7 | 8 | 8 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 20 | 21 | 24 | 25 | 26 | 27 | 27 | 28 | 29 | 29 | 28 | 29 |
| Interest expense | 6 | 8 | 10 | 11 | 11 | 12 | 11 | 11 | 11 | 10 | 9 | 10 |
| Income before tax | 5 | 4 | 4 | 4 | 5 | 1 | 5 | 7 | 7 | 7 | 8 | 8 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 2 | 2 |
| Net income from continuing operations | 4 | 3 | 3 | 3 | 4 | 0 | 4 | 6 | 5 | 6 | 7 | 7 |
| Net income | 4 | 3 | 3 | 3 | 4 | 0 | 4 | 6 | 5 | 6 | 7 | 7 |
| EPS, basic | $0.88 | $0.80 | $0.77 | $0.69 | $0.96 | $0.11 | $0.88 | $1.32 | $1.20 | $1.35 | $1.48 | $1.47 |
| EPS, diluted | $0.88 | $0.80 | $0.77 | $0.66 | $0.95 | $0.11 | $0.88 | $1.32 | $1.19 | $1.35 | $1.48 | $1.47 |
| Weighted average shares, basic | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| Weighted average shares, diluted | 4 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| EBITDA | 5 | 5 | 5 | 4 | 6 | 1 | 5 | 8 | 7 | 8 | 9 | 9 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EBIT | 5 | 4 | 4 | 4 | 5 | 1 | 5 | 7 | 7 | 7 | 8 | 8 |