First Bank (FRBA)
Commercial and retail banking built around relationship lending in the New York–Philadelphia corridor.
Something off on this page? Send us feedback.
Offers deposit accounts, loans, and digital banking for businesses and consumers, with commercial lending at the center. A New Jersey–Philadelphia corridor branch franchise, supplemented by a Palm Beach County office and asset-based lending, supports a relationship-driven model.
Provides commercial and retail banking through deposit accounts, lending, and digital banking services for individuals and businesses. Commercial lending is its primary focus, including lines of credit, term loans, commercial mortgages, construction finance, SBA loans, and private-equity fund financing.
Extends through a New Jersey–Philadelphia corridor branch network, with a Palm Beach County, Florida location added through the Malvern Bank acquisition. Alongside traditional banking, it operates an asset-based lending specialty group.
Expanded through community-bank acquisitions and branch transactions while emphasizing personalized banking, direct decision-maker access, and empowered market executives. Its operating model combines relationship banking with traditional deposits and loans.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 27, 2026 | DA Davidson | Reiterate | Neutral | $19 | |
| Jul 27, 2026 | Piper Sandler | Reiterate | Overweight | $17 | $20 |
| Jul 27, 2026 | Hovde Group | Reiterate | Outperform | $20 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $36.9M · Total debt $276.0M · Total assets $4.09B · Shareholders' equity $453.2M
- Revenue
- $59.4M
- Operating income
- $14.6M
- Net income
- $10.9M
Raised for 8 straight years — most recently to $0.09 from $0.06 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 7, 2026 | Aug 7 | Aug 21 | $0.09 | |
| May 8, 2026 | May 8 | May 22 | $0.09 | |
| Feb 6, 2026 | Feb 6 | Feb 20 | $0.09 | raised from $0.06 |
| Nov 7, 2025 | Nov 7 | Nov 21 | $0.06 | |
| Aug 8, 2025 | Aug 8 | Aug 22 | $0.06 | |
| May 9, 2025 | May 9 | May 23 | $0.06 | |
| Feb 7, 2025 | Feb 7 | Feb 21 | $0.06 | |
| Nov 8, 2024 | Nov 8 | Nov 22 | $0.06 |
| Institutions128 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | ≈ 56.72% | 14.26M shares | |
| Otherremainder | ≈ 43.28% | 10.88M shares |
25.13M company shares as of Aug 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
The share count has not been confirmed by a second filing; stakes use it as it stands.
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
BlackRock, Inc.Institution | 7.92% | 1.99M | 13Fas of Jun 30, 2026 |
Patriot Financial Partners GP Ii, L.P.Institution | 6.49% | 1.63M | 13Fas of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 4.34% | 1.09M | 13Fas of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.05% | 1.02M | 13Fas of Jun 30, 2026 |
Banc Funds Co LLCInstitution | 3.44% | 864,205 | 13Fas of Jun 30, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings
Insider tradesForm 4
Nothing filed in the last 12 months.
- Provident Financial Services
Broad New Jersey and eastern Pennsylvania commercial-bank overlap
- OceanFirst
New Jersey regional bank with Philadelphia commercial-lending reach
- WSFS Bank
Greater Philadelphia bank with New Jersey commercial-banking reach
- Customers Bancorp
Commercial lender with southeastern Pennsylvania and Hamilton presence
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| First Bank | $17.94 | +1.36% | $450.7M | 10.6 | 10.2 | 1.8 | +0.9% |
| Provident Financial Services | $23.22 | −0.76% | $3.05B | 9.7 | 9.4 | 2.2 | +9.7% |
| OceanFirst | $19.11 | +3.13% | $1.15B | 22.5 | 9.4 | 1.6 | +36.3% |
| WSFS Bank | $79.17 | +0.69% | $4.09B | 13.2 | 12.0 | 3.0 | +5.6% |
| Customers Bancorp | $78.36 | −0.42% | $2.66B | 9.6 | 8.8 | 1.8 | +12.4% |
| Median | 11.5 | 9.4 | 2.0 | +11.0% |