First United (FUNC)
Runs local banking and wealth services across Western Maryland and Northeastern West Virginia.
$43.60
Pre-market−0.32 (−0.73%)
At close$43.92(+4.17%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26 | 23 | 27 | 28 | 28 | 29 | 29 | 30 | 31 | 30 | 31 | 31 |
| Cost of revenue | 7 | 8 | 9 | 9 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | 8 |
| Gross profit | 19 | 14 | 18 | 19 | 20 | 20 | 20 | 21 | 22 | 21 | 22 | 23 |
| 13 | 12 | 13 | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 14 | 16 | |
| 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 10 | 10 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 7 | 8 | 8 | 8 | 7 | 8 | 8 | 8 | 8 | 9 | 10 | 10 |
| Other expenses | 5 | 4 | 5 | 5 | 5 | 4 | 5 | 5 | 5 | 4 | 4 | 6 |
| Operating income | 6 | 2 | 5 | 7 | 8 | 8 | 8 | 8 | 9 | 8 | 9 | 7 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 21 | 22 | 22 | 23 | 23 | 24 | 24 | 25 | 26 | 26 | 26 | 26 |
| Interest expense | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Income before tax | 6 | 2 | 5 | 7 | 8 | 8 | 8 | 8 | 9 | 8 | 9 | 7 |
| Income tax expense | 1 | 0 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Net income from continuing operations | 5 | 2 | 4 | 5 | 6 | 6 | 6 | 6 | 7 | 6 | 7 | 6 |
| Net income | 5 | 2 | 4 | 5 | 6 | 6 | 6 | 6 | 7 | 6 | 7 | 6 |
| EPS, basic | $0.67 | $0.26 | $0.56 | $0.75 | $0.89 | $0.96 | $0.90 | $0.92 | $1.07 | $0.89 | $1.03 | $0.88 |
| EPS, diluted | $0.67 | $0.26 | $0.56 | $0.75 | $0.89 | $0.95 | $0.89 | $0.92 | $1.07 | $0.89 | $1.03 | $0.87 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Weighted average shares, diluted | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 7 | 7 | 7 | 6 | 6 |
| EBITDA | 7 | 4 | 6 | 7 | 9 | 9 | 9 | 9 | 10 | 8 | 10 | 7 |
| Depreciation & amortization | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 6 | 2 | 5 | 7 | 8 | 8 | 8 | 8 | 9 | 8 | 9 | 7 |