GBank Financial (GBFH)
Combines local commercial banking with national SBA/USDA lending and gaming-linked payment programs.
$19.91
At close+0.48 (+2.47%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14 | 17 | 19 | 22 | 23 | 16 | 24 | 26 | 28 | 30 | 29 | 19 |
| Cost of revenue | 4 | 6 | 7 | 7 | 8 | 19 | 8 | 9 | 11 | 9 | 12 | 13 |
| Gross profit | 11 | 11 | 13 | 15 | 15 | 6 | 16 | 16 | 17 | 21 | 17 | 19 |
| 8 | 7 | 8 | 9 | 9 | 10 | 11 | 10 | 12 | 11 | 15 | 12 | |
| 5 | 5 | 6 | 6 | 6 | 4 | 7 | 7 | 8 | 7 | 8 | 7 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
| General & administrative | 5 | 5 | 5 | 6 | 6 | 4 | 7 | 6 | 7 | 7 | 7 | 7 |
| Other expenses | 3 | 2 | 2 | 3 | 3 | 6 | 4 | 3 | 4 | 5 | 8 | 5 |
| Operating income | 2 | 4 | 5 | 6 | 7 | 6 | 6 | 6 | 6 | 9 | 1 | 9 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −2 | |
| Interest income | 13 | 16 | 17 | 18 | 20 | 20 | 19 | 21 | 22 | 23 | 22 | 23 |
| Interest expense | 3 | 5 | 7 | 7 | 7 | 8 | 8 | 8 | 9 | 9 | 9 | 10 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income before tax | 2 | 4 | 5 | 6 | 7 | 6 | 6 | 6 | 6 | 9 | 1 | 7 |
| Income tax expense | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 2 | 0 | 2 |
| Net income from continuing operations | 2 | 4 | 4 | 5 | 5 | 5 | 4 | 5 | 4 | 7 | 1 | 5 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 2 | 4 | 4 | 5 | 5 | 5 | 4 | 5 | 4 | 7 | 1 | 5 |
| EPS, basic | $0.14 | $0.28 | $0.29 | $0.36 | $0.38 | $0.38 | $0.31 | $0.33 | $0.30 | $0.52 | $0.09 | $0.38 |
| EPS, diluted | $0.14 | $0.27 | $0.29 | $0.35 | $0.37 | $0.38 | $0.31 | $0.33 | $0.30 | $0.51 | $0.09 | $0.38 |
| Weighted average shares, basic | 13 | 13 | 13 | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 14 | 14 |
| Weighted average shares, diluted | 13 | 13 | 13 | 13 | 14 | 14 | 15 | 15 | 15 | 15 | 15 | 15 |
| EBITDA | 2 | 4 | 6 | 7 | 8 | 6 | 7 | 8 | 7 | 9 | 3 | 7 |
| Depreciation & amortization | 0 | 0 | 2 | 1 | 1 | 0 | 2 | 2 | 2 | 0 | 2 | 0 |
| EBIT | 2 | 4 | 5 | 6 | 7 | 6 | 6 | 6 | 6 | 9 | 1 | 7 |