ICICI Bank (ADR)
Serves Indian retail and commercial customers through branch and digital banking channels.
Something off on this page? Send us feedback.
Profile
Provides retail and commercial banking through an extensive Indian branch network and digital channels. Its NYSE-listed security is an American depositary share representing equity in an Indian-regulated bank.
Provides retail and commercial banking in India, extending an institutional lineage that began in project finance and later broadened into diversified financial services. Branches, ATMs, internet banking and the iMobile app form its physical and digital distribution channels.
Operates around customer micromarkets and ecosystems, with management emphasizing disciplined capital allocation, counterparty selection, decentralized decisions near customers, and risk and compliance guardrails. Local customer relationships connect with bank-wide digital and customer-management platforms.
The New York security is an American depositary share, not the ordinary Indian share, and each ADS represents two equity shares. The operating bank remains based in India and subject to Indian banking and securities regulation, while the NYSE listing provides access to U.S. capital markets.
Company facts
Categories
Key statistics
Year to date −0.3% · Average volume (30d) 5.5M
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 20, 2026Q1 FY27 | $0.40 | $0.43 | +7.5% | $3.40B | $6.45B | +90.0% | +0.97% |
| Jul 18, 2026Q1 FY27 | $0.40 | $0.43 | +7.5% | $3.32B | $3.42B | +3.0% | 0.00% |
| Jul 17, 2026Q1 FY27 | $0.40 | $0.39 | −1.7% | $3.32B | $3.33B | +0.4% | 0.00% |
| Apr 18, 2026Q4 FY26 | $0.39 | $0.41 | +5.1% | $3.27B | $3.25B | −0.5% | −0.17% |
Financial highlights
| 12 quarters | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | |
|---|---|---|---|---|---|---|---|
| Revenue | $8.36B | $7.82B | $7.98B | $8.12B | $8.87B | $6.44B | |
| Gross profit | $5.85B | $5.21B | $5.58B | $5.53B | $6.53B | $3.89B | |
| Operating income | $1.99B | $2.05B | $2.00B | $1.88B | $2.18B | $2.24B | |
| Net income | $1.42B | $1.42B | $1.40B | $1.33B | $1.55B | $1.62B | |
| Diluted EPS | $0.40 | $0.39 | $0.39 | $0.37 | $0.43 | $0.45 | |
| Gross margin | 69.9% | 66.6% | 69.9% | 68.1% | 73.6% | 60.3% | |
| Operating margin | 23.8% | 26.2% | 25.0% | 23.2% | 24.6% | 34.8% |
Fiscal years (4-quarter sums)FY22 $16.52B · FY23 $19.51B · FY24 $24.67B · FY25 $30.89B · FY26 $32.80B
Balance sheet, Jun 30, 2026Cash & short-term investments $20.60B · Total debt $23.73B · Total assets $314.78B · Shareholders' equity $39.90B
Dividends
Raised for 4 straight years — most recently to $0.2492 from $0.2491 in Aug 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 3, 2026 | Aug 3 | $0.2492 | raised from $0.2491 | |
| Aug 12, 2025 | Aug 12 | Sep 8 | $0.2491 | raised from $0.2378 |
| Aug 12, 2024 | Aug 12 | Sep 6 | $0.2378 | raised from $0.1932 |
| Aug 8, 2023 | Aug 9 | Sep 8 | $0.1932 | raised from $0.1256 split-adjusted |
| Aug 9, 2022 | Aug 10 | Sep 7 | $0.112 |
Ownership
Shares outstanding 3.58B · Float —
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Morgan Stanley | 54.40M | 1.52% | 13F | Aug 13, 2026 |
| WCM Investment Management, LLC | 51.51M | 1.44% | 13F | Aug 13, 2026 |
| GQG Partners LLC | 30.90M | 0.86% | 13F | Aug 12, 2026 |
| Temasek Holdings (Private) Ltd | 29.20M | 0.82% | 13F | Aug 7, 2026 |
| Invesco Ltd. | 24.41M | 0.68% | 13F | Aug 14, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Apr 24, 2026 | Rakesh Jha | director | −45,000 | $14.08 |
| Apr 21, 2026 | Sandeep Bakhshi | director, officer: Chief Executive Officer | −24,999 | $14.95 |
| Apr 23, 2026 | Rakesh Jha | director | −45,000 | $14.49 |
| Apr 21, 2026 | Rakesh Jha | director | −90,000 | $14.94 |
Peers
- HDFC Bank (ADR)
Broad rival across retail, business, wholesale, cards, and digital banking
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| ICICI Bank (ADR) | $29.92 | +0.03% | $106.86B | 18.4 | 23.3 | 3.4 | −60.7% |
| HDFC Bank (ADR) | $23.02 | −0.28% | $118.39B | 7.1 | 18.2 | 2.2 | −20.5% |
| Median | 7.1 | 18.2 | 2.2 | −20.5% |