Intercorp Financial Services
Coordinates Interbank, Interseguro, Inteligo and Izipay across Peru's financial-services market.
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Profile
Coordinates banking, insurance, wealth-management and payments businesses through Interbank, Interseguro, Inteligo and Izipay. The group reports Banking, Insurance and Wealth management as operating segments and sets strategy and management policies for subsidiaries operating in Peru.
Coordinates a Peru-focused group spanning Interbank banking, Interseguro insurance, Inteligo wealth management and Izipay payments. The company acts as controlling shareholder and coordinator within Intercorp Group.
Banking covers loans, credit facilities, deposits and current accounts. The group reports Banking, Insurance and Wealth management as operating segments, while Izipay remains a portfolio business rather than a fourth reportable segment.
Organized in Panama, the NYSE-listed holding company sets strategy, supervision and management policies for subsidiaries operating in Peru. It has no standalone employee base; operations are carried out by Intercorp Group subsidiaries.
Company facts
Key statistics
Year to date +29.4% · Average volume (30d) 251.0K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating |
|---|---|---|---|---|
| Jun 15, 2026 | JP Morgan | Downgrade | Overweight | Neutral |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 11, 2026Q2 FY26 | $1.45 | $1.53 | +5.5% | $520.5M | $542.2M | +4.2% | −4.04% |
| May 11, 2026Q1 FY26 | $1.40 | $1.59 | +13.6% | $502.5M | $435.2M | −13.4% | +2.09% |
| Feb 11, 2026Q4 FY25 | $1.10 | $1.23 | +11.8% | $488.1M | $532.7M | +9.1% | −4.25% |
| Nov 6, 2025Q3 FY25 | $1.16 | $1.12 | −3.4% | $465.3M | $632.0M | +35.8% | −3.83% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $692.6M | $973.2M | $652.6M | $381.1M | $915.0M | $1.28B | |
| Gross profit | $431.9M | $715.6M | $398.6M | $153.1M | $697.9M | $798.6M | |
| Operating income | $162.8M | $204.9M | $169.6M | $183.8M | $225.2M | $357.3M | |
| Net income | $126.2M | $167.2M | $135.3M | $135.9M | $178.2M | $355.4M | |
| Diluted EPS | $1.17 | $1.53 | $1.21 | $1.24 | $1.61 | $1.57 | |
| Gross margin | 62.4% | 73.5% | 61.1% | 40.2% | 76.3% | 62.6% | |
| Operating margin | 23.5% | 21.1% | 26.0% | 48.2% | 24.6% | 28.0% |
Fiscal years (4-quarter sums)FY21 $1.88B · FY22 $2.21B · FY23 $2.60B · FY24 $2.64B · FY25 $2.70B
Revenue by geography · FY25
Balance sheet, Jun 30, 2026Cash & short-term investments $4.19B · Total debt $4.17B · Total assets $31.44B · Shareholders' equity $3.84B
Dividends
Last raised to $1.80 from $1.00 in Apr 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Apr 24, 2026 | Apr 24 | May 5 | $1.80 | raised from $1.00 |
| Apr 24, 2025 | Apr 24 | May 5 | $1.00 | |
| Apr 17, 2024 | Apr 18 | Apr 29 | $1.00 | cut from $1.18 |
| Apr 27, 2023 | Apr 28 | May 8 | $1.18 | cut from $1.663 |
| Apr 27, 2022 | Apr 28 | May 6 | $1.663 | |
| Dec 14, 2021 | Dec 15 | Dec 20 | $0.618 | special dividend |
Ownership
Shares outstanding 111.07M · Float 29.53M · 26.6% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| FMR LLC | 2.31M | 2.08% | 13F | Aug 13, 2026 |
| BlackRock, Inc. | 1.56M | 1.41% | 13F | Aug 7, 2026 |
| Lazard Asset Management LLC | 1.12M | 1.01% | 13F | Aug 14, 2026 |
| Acadian Asset Management LLC | 1.09M | 0.98% | 13F | Aug 13, 2026 |
| Nwi Management LP | 1.02M | 0.92% | 13F | Aug 14, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 26, 2026 | Maria Guzman Hugo Antonio Santa | director | −225 | $47.76 |
Peers
- Credicorp
Broad Peruvian overlap across banking, insurance and wealth management
- MercadoLibre
Digital payments and merchant-processing overlap through Mercado Pago
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Intercorp Financial Services | $54.65 | −0.02% | $6.07B | 9.7 | 10.4 | 1.9 | +29.1% |
| Credicorp | $368.40 | +0.08% | $29.27B | 13.4 | 14.1 | 3.3 | −11.6% |
| MercadoLibre | $1,962.01 | −0.29% | $99.68B | 53.5 | 45.6 | 2.8 | +50.2% |
| Median | 33.4 | 29.9 | 3.1 | +19.3% |