St. Joe
Develops Northwest Florida communities while operating hospitality venues and income-producing properties.
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Profile
Develops Northwest Florida residential communities and sells homesites while operating hotels, clubs, golf, marinas, and leased commercial and multifamily properties. Revenue combines land and homesite sales with recurring hospitality and leasing income, all tied to a concentrated regional land base.
Develops residential communities and sells homesites from a 165,000-acre Northwest Florida land base. The residential segment spans master-planned communities, builder sales, completed homes, and brokerage-related services; hospitality operates Watersound Club, hotels, golf courses, beach clubs, vacation rentals, restaurants, and marinas; commercial earns leasing income from retail, office, industrial, multifamily, and self-storage properties while also selling commercial and rural land.
Turns entitled land into infrastructure, developed parcels, and recurring operating assets, often through joint ventures. Results remain concentrated between Tallahassee and Destin and depend on regional migration, homebuilder demand, tourism, club usage, tenant occupancy, development approvals, insurance availability, and exposure to hurricanes and other severe weather.
Company facts
Key statistics
Year to date +12.6% · Average volume (30d) 199.8K
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 29, 2026Q2 FY26 | — | $0.71 | — | — | $158.8M | — | +1.86% |
| Apr 29, 2026Q1 FY26 | — | $0.24 | — | — | $99.0M | — | −6.46% |
| Feb 25, 2026Q4 FY25 | — | $0.52 | — | — | $128.9M | — | +1.18% |
| Oct 29, 2025Q3 FY25 | — | $0.67 | — | — | $161.1M | — | +11.87% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $94.2M | $129.1M | $161.1M | $128.9M | $99.0M | $158.8M | |
| Gross profit | $35.6M | $105.3M | $118.6M | $218.1M | $37.9M | $73.4M | |
| Operating income | $16.9M | $37.0M | $52.9M | $39.4M | $18.2M | $54.8M | |
| Net income | $17.5M | $29.5M | $38.7M | $29.9M | $13.9M | $40.5M | |
| Diluted EPS | $0.30 | $0.51 | $0.67 | $0.52 | $0.24 | $0.71 | |
| Gross margin | 37.8% | 81.6% | 73.6% | 169.2% | 38.3% | 46.2% | |
| Operating margin | 17.9% | 28.6% | 32.9% | 30.6% | 18.4% | 34.5% |
Fiscal years (4-quarter sums)FY21 $267.0M · FY22 $252.3M · FY23 $389.3M · FY24 $402.7M · FY25 $513.3M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $117.3M · Total debt $549.3M · Total assets $1.51B · Shareholders' equity $764.5M
Dividends
Raised for 5 straight years — most recently to $0.16 from $0.14 in Nov 2025. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 21, 2026 | Aug 21 | Sep 18 | $0.16 | |
| Jun 9, 2026 | Jun 9 | Jun 25 | $0.16 | |
| Mar 9, 2026 | Mar 9 | Mar 26 | $0.16 | |
| Nov 13, 2025 | Nov 13 | Dec 12 | $0.16 | raised from $0.14 |
| Aug 22, 2025 | Aug 22 | Sep 19 | $0.14 | |
| Jun 10, 2025 | Jun 10 | Jun 26 | $0.14 | |
| Mar 10, 2025 | Mar 10 | Mar 27 | $0.14 | |
| Nov 7, 2024 | Nov 7 | Dec 6 | $0.14 |
Ownership
Shares outstanding 56.93M · Float 54.83M · 96.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Fairholme Capital Management LLC | 18.18M | 31.94% | 13F | Aug 14, 2026 |
| Berkowitz Bruce R · 10 percent owner | 15.07M | 26.48% | Form 4 | Jun 23, 2026 |
| BlackRock, Inc. | 6.15M | 10.80% | 13F | Aug 7, 2026 |
| Vanguard Portfolio Management LLC | 3.92M | 6.89% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 1.80M | 3.16% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 18, 2026 | Bruce R. Berkowitz | 10 percent owner | −140,400 | $65.71 |
| Jun 16, 2026 | Bruce R. Berkowitz | 10 percent owner | −26,700 | $65.03 |
| Jun 15, 2026 | Bruce R. Berkowitz | 10 percent owner | −94,200 | $65.59 |
| Jun 12, 2026 | Bruce R. Berkowitz | 10 percent owner | −63,800 | $65.25 |
| Jun 10, 2026 | Bruce R. Berkowitz | 10 percent owner | −29,200 | $65.13 |
Peers
- Howard Hughes
Master-planned-community peer with mixed-use assets
- D.R. Horton
National homebuilder scale against Northwest Florida communities
- Lennar
Florida-rooted builder competing for new-home demand
- Forestar Group
Finished-lot developer against JOE homesites
- Airbnb
Lodging alternative for Gulf leisure travelers
- PulteGroup
Amenitized homebuilding and active-adult buyer overlap
- Toll Brothers
Luxury homebuilder overlap with amenity-rich communities
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| St. Joe | $67.32 | −0.07% | $3.83B | 31.5 | — | 7.0 | +23.1% |
| Howard Hughes | $64.80 | −0.06% | $3.86B | 13.1 | 19.9 | 1.6 | +330.2% |
| D.R. Horton | $147.39 | 0.00% | $41.23B | 14.1 | 13.1 | 1.2 | +0.0% |
| Lennar | $86.50 | +0.19% | $21.44B | 13.5 | 15.2 | 0.7 | −5.0% |
| Forestar Group | $28.63 | +0.17% | $1.46B | 8.6 | 10.1 | 0.8 | +4.2% |
| Airbnb | $189.63 | +0.10% | $112.43B | 43.2 | 33.6 | 8.5 | +16.5% |
| PulteGroup | $128.55 | +0.02% | $24.81B | 13.2 | 12.0 | 1.5 | −9.6% |
| Toll Brothers | $146.22 | +0.02% | $13.67B | 11.7 | 10.6 | 1.3 | −9.7% |
| Median | 13.2 | 13.1 | 1.3 | +0.0% |