MetroCity Bankshares (MCBS)
A Georgia community bank lending to Korean-American and multi-ethnic small businesses.
$35.67
Pre-market+0.37 (+1.05%)
At close$35.30(+1.93%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51 | 54 | 58 | 60 | 60 | 56 | 58 | 60 | 60 | 61 | 71 | 70 |
| Cost of revenue | 24 | 25 | 25 | 23 | 24 | 23 | 22 | 22 | 22 | 24 | 27 | 26 |
| Gross profit | 27 | 28 | 33 | 36 | 36 | 34 | 36 | 38 | 39 | 37 | 44 | 44 |
| 12 | 12 | 12 | 13 | 14 | 13 | 14 | 14 | 15 | 13 | 21 | 19 | |
| 7 | 11 | 8 | 8 | 9 | 12 | 9 | 9 | 9 | 12 | 21 | 20 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 7 | 11 | 7 | 8 | 9 | 12 | 8 | 9 | 9 | 12 | 21 | 20 |
| Other expenses | 5 | 1 | 5 | 5 | 5 | 1 | 5 | 5 | 6 | 1 | −1 | −1 |
| Operating income | 16 | 16 | 20 | 23 | 23 | 21 | 22 | 24 | 24 | 23 | 24 | 25 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 6 | |
| Interest income | 49 | 51 | 52 | 54 | 54 | 53 | 53 | 54 | 54 | 60 | 71 | 70 |
| Interest expense | 25 | 25 | 25 | 23 | 24 | 23 | 22 | 22 | 22 | 24 | 27 | 26 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −6 |
| Income before tax | 16 | 16 | 20 | 23 | 23 | 21 | 22 | 24 | 24 | 23 | 30 | 31 |
| Income tax expense | 4 | 5 | 6 | 6 | 6 | 5 | 6 | 7 | 7 | 5 | 8 | 9 |
| Net income from continuing operations | 11 | 11 | 15 | 17 | 17 | 16 | 16 | 17 | 17 | 18 | 22 | 22 |
| Net income | 11 | 11 | 15 | 17 | 17 | 16 | 16 | 17 | 17 | 18 | 22 | 22 |
| EPS, basic | $0.45 | $0.45 | $0.58 | $0.67 | $0.66 | $0.64 | $0.64 | $0.66 | $0.68 | $0.69 | $0.78 | $0.77 |
| EPS, diluted | $0.45 | $0.44 | $0.57 | $0.66 | $0.65 | $0.63 | $0.63 | $0.65 | $0.67 | $0.68 | $0.77 | $0.76 |
| Weighted average shares, basic | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 26 | 26 | 27 | 29 | 29 |
| Weighted average shares, diluted | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 27 | 29 | 29 |
| EBITDA | 16 | 17 | 21 | 24 | 23 | 22 | 23 | 25 | 25 | 23 | 24 | 31 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| EBIT | 16 | 16 | 20 | 23 | 23 | 21 | 22 | 24 | 24 | 23 | 24 | 31 |