NB Bancorp (NBBK)
Runs Needham Bank's deposit-funded lending franchise across Greater Boston and nearby markets.
$24.00
Pre-market+1.40 (+6.19%)
At close$22.60(+2.54%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 63 | 67 | 72 | 74 | 77 | 81 | 81 | 83 | 83 | 70 | 109 | 117 |
| Cost of revenue | 28 | 35 | 34 | 36 | 37 | 36 | 34 | 36 | 35 | 38 | 47 | 46 |
| Gross profit | 35 | 32 | 38 | 38 | 40 | 45 | 46 | 47 | 48 | 33 | 62 | 72 |
| 23 | 52 | 26 | 26 | 25 | 26 | 29 | 28 | 28 | 18 | 42 | 44 | |
| 20 | 29 | 22 | 22 | 21 | 22 | 20 | 19 | 19 | 23 | 9 | 6 | |
| Selling & marketing | 1 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 2 |
| General & administrative | 19 | 29 | 21 | 21 | 20 | 21 | 20 | 19 | 19 | 23 | 8 | 4 |
| Other expenses | 3 | 24 | 3 | 4 | 4 | 4 | 9 | 9 | 9 | −5 | 33 | 38 |
| Operating income | 12 | −20 | 12 | 12 | 15 | 19 | 18 | 19 | 20 | 15 | 20 | 27 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 60 | 64 | 68 | 71 | 76 | 77 | 77 | 80 | 82 | 97 | 106 | 112 |
| Interest expense | 26 | 29 | 30 | 32 | 35 | 35 | 33 | 33 | 34 | 39 | 41 | 43 |
| Income before tax | 12 | −20 | 12 | 12 | 15 | 19 | 18 | 19 | 20 | 15 | 20 | 27 |
| Income tax expense | 3 | −7 | 3 | 2 | 7 | 4 | 5 | 4 | 5 | 7 | 5 | 6 |
| Net income from continuing operations | 8 | −14 | 9 | 9 | 8 | 16 | 13 | 15 | 15 | 8 | 15 | 21 |
| Net income | 8 | −14 | 9 | 9 | 8 | 16 | 13 | 15 | 15 | 8 | 15 | 21 |
| EPS, basic | $0.20 | −$0.32 | $0.22 | $0.24 | $0.21 | $0.40 | $0.33 | $0.39 | $0.43 | $0.19 | $0.37 | $0.52 |
| EPS, diluted | $0.20 | −$0.32 | $0.22 | $0.24 | $0.21 | $0.40 | $0.33 | $0.39 | $0.43 | $0.19 | $0.36 | $0.51 |
| Weighted average shares, basic | 43 | 43 | 40 | 39 | 39 | 39 | 39 | 37 | 35 | 41 | 41 | 41 |
| Weighted average shares, diluted | 43 | 43 | 40 | 39 | 39 | 39 | 39 | 38 | 36 | 41 | 41 | 41 |
| EBITDA | 12 | −19 | 13 | 13 | 16 | 20 | 18 | 19 | 21 | 17 | 22 | 27 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 2 | 0 |
| EBIT | 12 | −20 | 12 | 12 | 15 | 19 | 18 | 19 | 20 | 15 | 20 | 27 |