Norwood Financial
Runs Wayne Bank's deposit, lending, treasury, and trust franchise across Pennsylvania and New York.
$34.15
After-hours close−0.10 (−0.29%)
At close$34.25(+0.65%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 27 | 28 | 29 | 30 | 31 | 12 | 32 | 33 | 35 | 36 | 31 | 43 |
| Cost of revenue | 10 | 17 | 12 | 13 | 14 | 14 | 13 | 13 | 11 | 12 | 15 | 16 |
| Gross profit | 16 | 11 | 17 | 17 | 17 | −3 | 19 | 20 | 23 | 23 | 16 | 27 |
| 11 | 11 | 12 | 11 | 12 | 13 | 12 | 13 | 13 | 14 | 11 | 16 | |
| 6 | 7 | 6 | 6 | 7 | 8 | 7 | 6 | 7 | 11 | 1 | 1 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 6 | 7 | 6 | 6 | 7 | 7 | 7 | 6 | 7 | 11 | 1 | 1 |
| Other expenses | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 7 | 6 | 2 | 10 | 15 |
| Operating income | 5 | 0 | 6 | 5 | 5 | −16 | 7 | 8 | 11 | 10 | 5 | 12 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 25 | 26 | 27 | 28 | 28 | 29 | 30 | 31 | 32 | 33 | 38 | 40 |
| Interest expense | 9 | 11 | 12 | 13 | 13 | 13 | 12 | 12 | 12 | 12 | 14 | 14 |
| Income before tax | 5 | 0 | 6 | 5 | 5 | −16 | 7 | 8 | 11 | 9 | 5 | 12 |
| Income tax expense | 1 | 0 | 1 | 1 | 1 | −3 | 2 | 2 | 2 | 2 | 1 | 2 |
| Net income from continuing operations | 4 | 0 | 4 | 4 | 4 | −13 | 6 | 6 | 8 | 7 | 4 | 9 |
| Net income | 4 | 0 | 4 | 4 | 4 | −13 | 6 | 6 | 8 | 7 | 4 | 9 |
| EPS, basic | $0.51 | $0.04 | $0.55 | $0.52 | $0.48 | −$1.54 | $0.63 | $0.67 | $0.89 | $0.81 | $0.41 | $1.02 |
| EPS, diluted | $0.51 | $0.04 | $0.55 | $0.52 | $0.48 | −$1.54 | $0.63 | $0.68 | $0.90 | $0.81 | $0.41 | $1.02 |
| Weighted average shares, basic | 8 | 9 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 9 | 9 |
| Weighted average shares, diluted | 8 | 9 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 9 | 9 |
| EBITDA | 6 | 1 | 6 | 6 | 5 | −16 | 8 | 8 | 11 | 10 | 5 | 12 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| EBIT | 5 | 0 | 6 | 5 | 5 | −16 | 7 | 8 | 11 | 10 | 5 | 12 |