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OLB · NASDAQ · Software - Application

The OLB Group (OLB)

Merchant acquiring, payment gateway, and commerce software for U.S. merchants.

$0.2712
Pre-market−0.01 (−3.69%)
At close$0.2816(−3.43%)
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The OLB Group, Inc.OLBInformation Technology

Sells merchant acquiring, payment-gateway, commerce-software, digital-product, and fundraising tools, earning mainly transaction and processing fees. Fintech Services provides nearly all revenue, while a Bitcoin-mining operation remains part of the business pending a proposed spin-off.

Processes card and other payments for U.S. small and midsized merchants through eVance, its merchant-acquiring business, and SecurePay, its payment gateway and virtual terminal. OmniSoft supplies cloud tools for inventory, sales, checkout, online storefronts, shipping coordination, and customer receipts; Moola Cloud distributes debit, calling-card, and digital products through a bodega and convenience-store network. CrowdPay supplies white-label fundraising software, although that activity remains nominal.

Generates most revenue from transaction and processing fees; Fintech Services provides nearly all revenue, while DMINT operates a Bitcoin-mining business in Tennessee that remains within the group pending a proposed separation. Processing depends on acquiring banks, processors, card networks, PCI compliance, merchant chargeback reimbursement, and retained developers. Several AI-assisted merchant functions, licensing plans, and point-of-sale products remain under development or subject to approval.

Company facts

CEORonny Yakov
ListedAug 7, 2020
ExchangeNASDAQ
HeadquartersNew York, NY
CountryUnited States
Employees13
CIK0001314196
ISINUS67086U4067

Market cap$4.0M
EPS (ttm)−$0.9287
P/E (ttm)−0.2920
ROE-76.4%
P/B0.5331
P/S0.5662
Dividend yieldDiv yield
Beta1.47vs XLK −0.71

No analyst consensus on record.

Next report
Nov 12, 2026
in 70 days
EPS estimate
−$0.10
Revenue estimate
$2.4M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Aug '25Nov '25Apr '26May '26Aug '26Nov '26
Reported−$2.46−$2.30−$0.66−$0.13−$0.16−$0.08−$0.08Pending
Estimate−$0.14−$0.08−$0.09−$0.10
Surprise−14.3%0.0%+11.1%

RevenueReportedEstimate

Jan '25Apr '25Aug '25Nov '25Apr '26May '26Aug '26Nov '26
Reported$2.7M$2.3M$2.3M$2.3M$1.8M$1.7M$1.3MPending
Estimate$2.4M$1.7M$2.1M$2.4M
Surprise−25.3%−2.6%−39.1%
Estimate−$0.10
ReportedDue Nov 12, 2026
Estimate$2.4M
ReportedDue Nov 12, 2026
View details

Debt to equity2.90%
Current ratio39.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$3.1M$2.7M$2.3M$2.3M$2.3M$1.8M$1.7M$1.3M
Net income−$1.6M−$4.5M−$1.1M−$2.1M−$1.2M−$1.5M−$1.1M−$1.1M
Net margin0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$1.6M−$4.5M−$848.7K−$1.7M−$1.1M−$1.5M−$1.3M−$1.3M
YoY growth

Balance sheet, Jun 30, 2026Cash & short-term investments $1.3M · Total debt $209.7K · Total assets $13.9M · Shareholders' equity $7.1M

Revenue
$1.3M
Operating income
−$1.3M
Net income
−$1.1M
View details

No dividends on record.

Insiders4 holders · as of Aug 6, 202537.17%5.45M shares
Strategic holders1 holder · as of May 15, 20269.46%1.39M shares
Otherremainder53.37%7.83M shares

14.66M company shares as of Aug 21, 2026 · holders as of their latest filing

Two share counts disagree (24.02M in the company's Sep 3, 2026 report, 14.66M elsewhere); stakes use the report.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Ronny YakovInsiderdirector, 10 percent owner, officer: Chairman and CEO
29.85%4.38MForm 4filed Aug 1, 2025
Armistice Capital, LLCStrategic
9.46%1.39M13Gfiled May 15, 2026
Patrick G. SmithInsiderofficer: Vice President - Finance
5.68%832,458Form 4filed Aug 4, 2025
John E. Herzog1Insider10 percent owner
1.40%203,03313Gfiled Feb 14, 2023
Boulds Cpa Pllc RachelInsiderofficer: Chief Financial Officer
0.24%35,083Form 4filed Aug 6, 2025
See all 10
  1. John E. Herzog's transaction reports restate only vehicles that traded; the 2023 ownership statement (203.0K) plus the 1.8K net shares acquired since is used instead.

13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

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ComparePre-market

CompanyPriceChange
The OLB Group$0.2712−3.69%$4.0M0.6−43.6%
Block$81.76−0.79%$49.08B147.218.02.0+9.3%
Shopify$142.76+0.61%$184.10B95.267.813.9+32.0%
PayPal$54.70+0.05%$46.77B10.39.81.4+4.8%
Riot Platforms$18.58−0.27%$7.05B10.4+13.9%
MARA$10.46−0.05%$3.99B5.0−26.7%
Median95.218.05.0+9.3%