AMZNprintsminutestrendsdividendsdrawdownsP/E 28.4macronarrativesvolatilitybuybackssentiment+0.8%marginsMSFTPMI 52.1momentumdividendsflowsPMI 52.1digeststhreadsvolatilityearnings callsvolumesβ 1.24breakoutsnewsflow2s10sliquidityheadlines−1.2%breakoutsnoiseGOOGLbuybacksrevisionstrendsPMI 52.1briefstickersnoiseGDPsentimentchattertranscriptsGOOGLsentimentvolatilitybuybacksMSFTwhispersMETAsessionsyield curves13FfuturesdowngradesPMI 52.1headlinesthe tapeflowsdowngradesfutures+0.8%earnings callstranscriptsclosesgammacatalystsrevisionsvolatilitysentimentchatter+2.41%earnings callssentimentfilingstrends10y 4.21%cyclesbuybackswiresspx 0dtewhisperstickersQ3trendsnewsflowearnings callsWTI 78.2sentimentnoisethreadsrumorsnarrativesFOMCconsensusestimatesmomentumYoY +18%tickersmomentumprintsβ 1.24revisions

momentumheadlines52w hipositioning2s10sfilingstrendsprintstrendsmacrocyclesnoise2s10smacroQ3narrativesheadlinesflowscyclesnarrativesspreadstranscriptsdowngradesupgradeswhisperswhispersminutesthe tapeNDXfuturesminutesyield curves52w hithe tapeFOMCcatalystsbriefsthe tapeNVDAguidancetrends52w hidrawdowns2s10swhispersmomentumdrawdownsbuybacks

PCEliquiditysentimentbreakoutsdowngradesP/E 28.4threadsAAPLSPXvolatilityNDXflowscyclesliquidityestimatesEPS 4.12

OSCR · NYSE · Medical - Healthcare Plans

Oscar Health

Offers ACA individual-market health plans, ICHRA coverage, and enrollment technology.

$30.50

After-hours close+0.04 (+0.12%)

At close$30.46(+1.37%)

Something off on this page? Send us feedback.

Profile

Oscar Health, Inc.OSCRHealth Care

Sells ACA individual-market health plans, including employer-funded ICHRA coverage, and earns most revenue from premiums. An internally built insurance platform supports member navigation and plan operations, while +Oscar, Lucie Health Marketplace, Trove Group, and HealthInsurance.org extend its technology, enrollment, brokerage, and lead-generation capabilities.

Offers Affordable Care Act health plans to individuals, families, and employees using employer-funded ICHRAs across multiple U.S. states, with enrollment concentrated in Florida and Texas. Most revenue comes from insurance premiums; +Oscar sells Campaign Builder engagement technology to providers and payors.

Runs member navigation, utilization management, claims, billing, and benefits on an internally built cloud platform. Lucie Health Marketplace handles plan shopping and enrollment; Trove Group sells individual medical and supplemental coverage; HealthInsurance.org provides education and leads.

Results depend on pricing medical risk, managing claims and risk adjustment, maintaining provider networks, and meeting federal and state rate, capital, and medical-loss-ratio rules. Market participation is renewed annually, and federal advance tax credits fund most premium receipts.

Company facts

CEOMark Thomas Bertolini

ListedMar 3, 2021

ExchangeNYSE

HeadquartersNew York City, NY

CountryUnited States

Employees2,305

CIK0001568651

ISINUS6877931096

Key statistics

Market cap$7.90B

EPS (ttm)$1.40

P/E (ttm)21.76

ROE38.5%

P/B4.49

P/S0.5157

Dividend yield—

Beta1.53vs XLV 0.66

Year to date +103% · Average volume (30d) 5.4M

Analysts

Price target, next 12 months$28.50−6.5%Median of 11 analysts · vs the Aug 28 close

ConsensusHold3 of 11 analysts rate it buy or better

Ratings

Strong buyBuyHoldSellStrong sell

Target range

Last close $30.47

High$39.00+28.0%

Median$28.50−6.5%

Low$16.00−47.5%

12 months agoNowIn 12 months

Latest analyst notes

Date	Firm	Action	Rating	Prior target	Target
Aug 11, 2026	Goldman Sachs	Reiterate	Neutral	$17	$30
Aug 7, 2026	Robert W. Baird	Target			$27
Aug 6, 2026	Barclays	Reiterate	Overweight	$35	$39
Jul 28, 2026	Piper Sandler	Reiterate	Overweight	$13	$36
Jun 15, 2026	Raymond James	Target		$18	$30

Earnings

EPS

Estimate−$0.27

ReportedDue Nov 9, 2026

Revenue

Estimate$4.70B

ReportedDue Nov 9, 2026

History

Report date	EPS est	EPS	Surprise	Revenue est	Revenue	Surprise	Next session
Aug 6, 2026Q2 FY26	$0.40	$1.10	+173.0%	$4.73B	$4.79B	+1.3%	−11.86%
May 6, 2026Q1 FY26	$1.21	$2.07	+71.1%	$4.89B	$4.58B	−6.4%	+5.19%
Feb 10, 2026Q4 FY25	−$0.92	−$1.24	−34.6%	$3.12B	$2.75B	−12.1%	+5.59%
Nov 6, 2025Q3 FY25	−$0.55	−$0.53	+3.6%	$3.05B	$2.99B	−2.2%	+7.00%

View details

Financial highlights

	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
Revenue	$3.05B	$2.86B	$2.99B	$2.81B	$4.65B	$4.88B
Gross profit	$786.6M	$311.0M	$399.7M	$185.2M	$1.42B	$4.88B
Operating income	$297.1M	−$230.5M	−$129.3M	−$333.7M	$704.1M	$383.0M
Net income	$275.3M	−$228.4M	−$137.5M	−$352.6M	$679.0M	$361.8M
Diluted EPS	$0.92	−$0.84	−$0.53	−$1.24	$2.07	$1.10
Gross margin	25.8%	10.9%	13.4%	6.6%	30.5%	100.0%
Operating margin	9.8%	-8.0%	-4.3%	-11.9%	15.2%	7.8%

Fiscal years (4-quarter sums)FY21 $1.92B · FY22 $4.13B · FY23 $5.86B · FY24 $9.18B · FY25 $11.70B

Balance sheet, Jun 30, 2026Cash & short-term investments $8.56B · Total debt $431.6M · Total assets $11.23B · Shareholders' equity $2.05B

Dividends

No dividends on record.

Ownership

Institutions 80.16%207.83M sharesInsiders 5.34%13.83M sharesOther 14.50%37.61M shares

Shares outstanding 259.27M · Float 249.19M · 96.1% free float

Top shareholders13F · 13D/G · Form 4

Holder	Shares	% outstanding	Form	Filed
BlackRock, Inc.	20.59M	7.94%	13F	Aug 7, 2026
T. Rowe Price Investment Management, Inc.	13.04M	5.03%	13F	Aug 14, 2026
D. E. Shaw & Co., Inc.	12.64M	4.88%	13F	Aug 14, 2026
Vanguard Portfolio Management LLC	11.03M	4.25%	13F	Aug 13, 2026
Vanguard Capital Management LLC	10.58M	4.08%	13F	Aug 13, 2026

Insider tradesForm 4

Date	Insider	Role	Shares	Avg price
Aug 18, 2026	Richard Scott Blackley	officer: Chief Financial Officer	−18,750	$31.74
Jul 1, 2026	Mario Schlosser	director	−47,500	$31.24
Jun 30, 2026	Mark T. Bertolini	director, officer: Chief Executive Officer	−624,244	$28.48
Jun 29, 2026	Mark T. Bertolini	director, officer: Chief Executive Officer	−614,752	$29.26
Jun 26, 2026	Mark T. Bertolini	director, officer: Chief Executive Officer	−591,168	$29.28