Pioneer Bancorp (PBFS)
Runs New York community banking alongside insurance, wealth management, HR consulting, and specialty finance.
$18.05
Pre-market−0.22 (−1.20%)
At close$18.27(+1.39%)
In millions of USD, except per-share figures
| In millions | Q1 FY24Sep 2023 | Q2 FY24Dec 2023 | Q3 FY24Mar 2024 | Q4 FY24Jun 2024 | Q1 FY25Sep 2024 | Q2 FY25Dec 2024 | Q3 FY25Mar 2025 | Q4 FY25Jun 2025 | Q1 FY26Sep 2025 | Q2 FY26Dec 2025 | Q3 FY26Mar 2026 | Q4 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24 | 20 | 27 | 27 | 28 | 29 | 30 | 32 | 32 | 33 | 32 | 37 |
| Cost of revenue | 5 | 7 | 6 | 7 | 6 | 29 | 8 | 9 | 9 | 9 | 8 | 8 |
| Gross profit | 19 | 14 | 21 | 20 | 23 | 21 | 22 | 23 | 23 | 24 | 24 | 27 |
| 14 | 10 | 15 | 15 | 15 | 13 | 15 | 15 | 18 | 19 | 18 | 11 | |
| 8 | 8 | 8 | 8 | 8 | 13 | 9 | 9 | 9 | 9 | 9 | 9 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 7 | 8 | 8 | 8 | 8 | 13 | 9 | 9 | 9 | 9 | 9 | 9 |
| Other expenses | 7 | 2 | 7 | 7 | 6 | 0 | 6 | 5 | 8 | 10 | 9 | 2 |
| Operating income | 4 | 4 | 6 | 5 | 8 | 4 | 7 | 8 | 6 | 5 | 6 | 9 |
| 0 | 0 | 0 | 0 | 0 | −2 | 0 | 0 | 0 | 0 | 0 | −4 | |
| Interest income | 20 | 21 | 23 | 24 | 24 | 0 | 26 | 27 | 28 | 28 | 28 | 24 |
| Interest expense | 4 | 5 | 6 | 6 | 6 | 0 | 7 | 7 | 8 | 8 | 8 | 7 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income before tax | 4 | 4 | 6 | 5 | 8 | 4 | 7 | 8 | 6 | 5 | 6 | 5 |
| Income tax expense | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 2 | 1 | 2 | 0 | 1 |
| Net income from continuing operations | 3 | 3 | 5 | 4 | 6 | 3 | 6 | 6 | 4 | 4 | 5 | 3 |
| Net income | 3 | 3 | 5 | 4 | 6 | 3 | 6 | 6 | 4 | 4 | 5 | 3 |
| EPS, basic | $0.14 | $0.13 | $0.19 | $0.16 | $0.25 | $0.13 | $0.23 | $0.26 | $0.18 | $0.16 | $0.22 | $0.14 |
| EPS, diluted | $0.14 | $0.13 | $0.19 | $0.16 | $0.25 | $0.13 | $0.23 | $0.26 | $0.18 | $0.15 | $0.22 | $0.14 |
| Weighted average shares, basic | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 24 | 24 | 24 |
| Weighted average shares, diluted | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 24 | 24 | 24 |
| EBITDA | 5 | 5 | 7 | 6 | 9 | 5 | 8 | 9 | 6 | 5 | 6 | 10 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 |
| EBIT | 4 | 4 | 6 | 5 | 8 | 4 | 7 | 8 | 6 | 5 | 6 | 10 |