SB Financial Group (SBFG)
Operates State Bank, mortgage, wealth, and title services across Ohio and Indiana.
$28.47
At close+0.68 (+2.45%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19 | 21 | 19 | 20 | 21 | 21 | 21 | 24 | 23 | 23 | 24 | 25 |
| Cost of revenue | 5 | 5 | 6 | 6 | 7 | 6 | 6 | 7 | 7 | 7 | 7 | 7 |
| Gross profit | 14 | 15 | 13 | 14 | 14 | 16 | 15 | 17 | 16 | 16 | 17 | 18 |
| 10 | 10 | 10 | 11 | 11 | 11 | 12 | 12 | 11 | 11 | 12 | 12 | |
| 6 | 6 | 6 | 6 | 7 | 7 | 7 | 1 | 7 | 12 | 7 | 9 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 1 | 6 | 12 | 6 | 9 |
| Other expenses | 5 | 4 | 5 | 4 | 4 | 4 | 6 | 11 | 5 | −1 | 5 | 3 |
| Operating income | 3 | 5 | 3 | 3 | 3 | 5 | 3 | 5 | 5 | 5 | 5 | 6 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 15 | 15 | 15 | 16 | 17 | 17 | 17 | 18 | 19 | 19 | 19 | 20 |
| Interest expense | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 |
| Income before tax | 3 | 5 | 3 | 3 | 3 | 5 | 3 | 5 | 5 | 5 | 5 | 6 |
| Income tax expense | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 |
| Net income from continuing operations | 3 | 4 | 2 | 3 | 2 | 4 | 2 | 4 | 4 | 4 | 4 | 4 |
| Net income | 3 | 4 | 2 | 3 | 2 | 4 | 2 | 4 | 4 | 4 | 4 | 4 |
| EPS, basic | $0.40 | $0.57 | $0.35 | $0.46 | $0.35 | $0.56 | $0.33 | $0.60 | $0.64 | $0.63 | $0.69 | $0.72 |
| EPS, diluted | $0.39 | $0.57 | $0.35 | $0.46 | $0.35 | $0.55 | $0.33 | $0.60 | $0.64 | $0.63 | $0.69 | $0.72 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 |
| Weighted average shares, diluted | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 |
| EBITDA | 4 | 6 | 4 | 4 | 4 | 5 | 4 | 6 | 6 | 6 | 6 | 6 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 3 | 5 | 3 | 3 | 3 | 5 | 3 | 5 | 5 | 5 | 5 | 6 |