Summit State Bank (SSBI)
Provides customized credit and deposit services across Sonoma County and the North Bay.
$12.65
At close−0.21 (−1.60%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16 | 15 | 15 | 15 | 16 | 15 | 15 | 15 | 15 | 13 | 15 | 15 |
| Cost of revenue | 7 | 7 | 7 | 7 | 9 | 14 | 6 | 6 | 8 | 6 | 6 | 11 |
| Gross profit | 9 | 8 | 8 | 8 | 7 | 1 | 9 | 10 | 7 | 7 | 9 | 4 |
| 7 | 5 | 6 | 7 | 6 | 10 | 6 | 6 | 6 | 6 | 7 | 6 | |
| 5 | 4 | 5 | 5 | 5 | 4 | 5 | 5 | 4 | 4 | 5 | 4 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 5 | 3 | 4 | 5 | 4 | 4 | 4 | 5 | 4 | 4 | 5 | 4 |
| Other expenses | 2 | 2 | 2 | 2 | 2 | 6 | 2 | 1 | 2 | 2 | 2 | 2 |
| Operating income | 3 | 3 | 2 | 1 | 1 | −9 | 3 | 3 | 1 | 1 | 2 | −2 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 15 | 15 | 14 | 14 | 15 | 15 | 14 | 15 | 14 | 14 | 14 | 14 |
| Interest expense | 7 | 7 | 7 | 7 | 8 | 7 | 6 | 6 | 6 | 5 | 5 | 5 |
| Income before tax | 3 | 3 | 2 | 1 | 1 | −9 | 3 | 3 | 1 | 1 | 2 | −2 |
| Income tax expense | 1 | 1 | 1 | 0 | 0 | −1 | 1 | 1 | 0 | 0 | 1 | −1 |
| Net income from continuing operations | 2 | 2 | 1 | 1 | 1 | −7 | 2 | 2 | 1 | 1 | 2 | −1 |
| Net income | 2 | 2 | 1 | 1 | 1 | −7 | 2 | 2 | 1 | 1 | 2 | −1 |
| EPS, basic | $0.27 | $0.28 | $0.21 | $0.14 | $0.09 | −$1.06 | $0.37 | $0.36 | $0.12 | $0.16 | $0.25 | −$0.19 |
| EPS, diluted | $0.27 | $0.28 | $0.21 | $0.14 | $0.09 | −$1.06 | $0.37 | $0.36 | $0.12 | $0.16 | $0.25 | −$0.19 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Weighted average shares, diluted | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| EBITDA | 3 | 3 | 2 | 1 | 1 | −8 | 3 | 3 | 1 | 1 | 2 | −2 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 3 | 3 | 2 | 1 | 1 | −9 | 3 | 3 | 1 | 1 | 2 | −2 |