UBS (ADR)
Combines global wealth management with a Swiss universal bank and client-focused investment banking.
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Profile
Provides global wealth management, Swiss personal and corporate banking, asset management and investment banking. Its wealth-centered model combines international client reach with a home-market universal bank, while the Credit Suisse integration adds scale, legacy positions and regulatory complexity.
Serves wealthy clients globally through Global Wealth Management, while Personal & Corporate Banking covers private, corporate and institutional customers in Switzerland. Asset Management and the Investment Bank add investment capabilities, financing and market access.
Runs a wealth-centered, client-focused model shaped after the financial crisis, with Swiss banking at its core and a smaller investment bank linked to client needs. The PaineWebber acquisition built its US wealth-distribution base, extending a lineage assembled from hundreds of firms.
Credit Suisse's acquisition expanded wealth, Swiss banking and asset management while adding Non-core and Legacy positions for wind-down. Operational integration remains in progress, alongside inherited litigation and regulatory matters and Swiss too-big-to-fail requirements.
Company facts
Key statistics
Year to date +16.6% · Average volume (30d) 1.6M
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating |
|---|---|---|---|---|
| Apr 20, 2026 | Barclays | Upgrade | Underweight | Equal Weight |
| Dec 16, 2025 | B of A Securities | Upgrade | Neutral | Buy |
| Jun 3, 2025 | Jefferies | Upgrade | Hold | Buy |
| Mar 27, 2025 | B of A Securities | Downgrade | Neutral | Underperform |
| Jan 3, 2025 | Exane BNP Paribas | Upgrade | Neutral | Outperform |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 29, 2026Q2 FY26 | $0.90 | $0.87 | −3.3% | $13.40B | $13.35B | −0.4% | +3.07% |
| Apr 29, 2026Q1 FY26 | $0.85 | $0.94 | +10.6% | $13.16B | $13.64B | +3.7% | +2.76% |
| Feb 4, 2026Q4 FY25 | $0.25 | $0.37 | +48.0% | $11.71B | $12.20B | +4.2% | −2.41% |
| Oct 29, 2025Q3 FY25 | $0.49 | $0.76 | +55.9% | $11.92B | $12.20B | +2.3% | −0.65% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $18.93B | $18.32B | $18.52B | $18.39B | $19.51B | $13.35B | |
| Gross profit | $11.88B | $11.34B | $11.84B | $12.04B | $13.70B | $13.23B | |
| Operating income | $2.13B | $2.19B | $2.83B | $1.70B | $3.84B | $3.59B | |
| Net income | $1.69B | $2.40B | $2.48B | $1.20B | $3.04B | $2.80B | |
| Diluted EPS | $0.53 | $0.72 | $0.75 | $0.29 | $0.92 | $0.22 | |
| Gross margin | 62.8% | 61.9% | 63.9% | 65.5% | 70.2% | 99.1% | |
| Operating margin | 11.3% | 12.0% | 15.3% | 9.2% | 19.7% | 26.9% |
Fiscal years (4-quarter sums)FY21 $35.75B · FY22 $37.84B · FY23 $60.31B · FY24 $72.69B · FY25 $74.16B
Revenue by geography · FY25
Balance sheet, Jun 30, 2026Cash & short-term investments $367.55B · Total debt $375.26B · Total assets $1.71T · Shareholders' equity $89.17B
Dividends
Last raised to $0.55 from $0.45 in Apr 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Apr 22, 2026 | Apr 22 | Apr 23 | $0.55 | raised from $0.45 |
| Apr 16, 2025 | Apr 16 | Apr 17 | $0.45 | cut from $0.6923 split-adjusted |
| Apr 30, 2024 | May 2 | May 3 | $0.35 | raised from $0.5521 split-adjusted |
| Apr 12, 2023 | Apr 13 | Apr 14 | $0.5521 | raised from $0.50 |
| Apr 12, 2022 | Apr 13 | Apr 14 | $0.50 |
Ownership
Shares outstanding 3.28B · Float 3.05B · 92.9% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| UBS Group AG | 107.14M | 3.27% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 98.08M | 2.99% | 13F | Aug 13, 2026 |
| Norges Bank | 95.85M | 2.92% | 13F | Aug 12, 2026 |
| Fisher Asset Management, LLC | 64.92M | 1.98% | 13F | Aug 4, 2026 |
| Massachusetts Financial Services Co /MA/ | 62.93M | 1.92% | 13F | Aug 3, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Morgan Stanley
Closest broad peer in wealth, investment management, and securities
- JPMorgan Chase
Global rival across private banking, asset management, and investment banking
- Bank of America
Major U.S. rival in wealth management, private banking, and global markets
- Goldman Sachs
Institutional and ultra-high-net-worth rival with leading markets franchises
- Deutsche Bank
European rival in wealth, asset management, corporate banking, and markets
- HSBC (ADR)
International wealth and wholesale-banking rival with particular Asian strength
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| UBS (ADR) | $54.90 | −0.02% | $179.95B | 25.2 | 13.7 | 2.9 | −27.1% |
| Morgan Stanley | $214.50 | −0.13% | $338.75B | 17.5 | 16.3 | 2.7 | +36.8% |
| JPMorgan Chase | $357.66 | +0.05% | $958.25B | 15.4 | 14.8 | 3.2 | +27.8% |
| Bank of America | $62.30 | −0.04% | $442.26B | 14.4 | 12.7 | 2.3 | +19.3% |
| Goldman Sachs | $1,033.62 | +0.05% | $305.03B | 16.0 | 14.8 | 2.6 | +39.5% |
| Deutsche Bank | $40.13 | −0.55% | $75.84B | 10.4 | 8.7 | 1.1 | +23.8% |
| HSBC (ADR) | $104.30 | +0.76% | $355.80B | 14.9 | 11.9 | 2.8 | +32.2% |
| Median | 15.2 | 13.7 | 2.6 | +30.0% |