Upstart
AI lending marketplace spanning personal, auto, and home-equity credit.
$29.20
After-hours close+0.11 (+0.40%)
At close$29.09(−4.51%)
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Breakdown13F · Form 4
Institutions 66.79%63.92M sharesInsiders 11.03%10.56M sharesOther 22.18%21.23M shares
Shares outstanding 95.71M · Float 81.92M · 85.6% free float
Institutions13F, as of Jun 30, 2026
418 holders · 63.92M shares · 82 new positions · 202 increased · 100 reduced · 51 closed
| Holder | Shares | % outstanding | Chg q/q | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 7.88M | 8.23% | +475.6K | Aug 7, 2026 |
| Vanguard Portfolio Management LLC | 3.74M | 3.91% | −3.8K | Aug 13, 2026 |
| Vanguard Capital Management LLC | 3.70M | 3.86% | −53.5K | Aug 13, 2026 |
| Morgan Stanley | 2.41M | 2.52% | −1.56M | Aug 13, 2026 |
| Goldman Sachs Group Inc | 2.40M | 2.50% | +835.7K | Aug 14, 2026 |
| Marshall Wace, LLP | 2.37M | 2.48% | −909.4K | Aug 13, 2026 |
| Geode Capital Management, LLC | 2.23M | 2.33% | +104.6K | Aug 12, 2026 |
| State Street Corp | 2.12M | 2.21% | +65.4K | Aug 7, 2026 |
Beneficial owners13D/G · 5% or more, as filed
No 13D/G filer at 5% or more on record.
InsidersForm 4
| Insider | Role | Shares | % outstanding | Filed |
|---|---|---|---|---|
| Dave Girouard | director, 10 percent owner: | 8.57M | 8.95% | May 8, 2026 |
| Paul Gu | director, officer: Chief Executive Officer | 1.22M | 1.27% | May 14, 2026 |
| Sanjay Datta | officer: President, Capital& Enterprise | 292.6K | 0.31% | Aug 21, 2026 |
| Andrea Blankmeyer | officer: Chief Financial Officer | 152.2K | 0.16% | Aug 19, 2026 |
| Scott Darling | officer: Chief Legal Officer | 104.9K | 0.11% | Aug 21, 2026 |
| Ciaran O'Kelly | director | 39.5K | 0.04% | Jun 2, 2026 |
| Hilliard C. III Terry | director | 37.4K | 0.04% | Jun 2, 2026 |
| Mary Hentges | director | 37.1K | 0.04% | Jun 2, 2026 |
| Natalia Mirgorodskaya | officer: See Remarks | 35.9K | 0.04% | Aug 27, 2026 |
| Kerry Whorton Cooper | director | 31.9K | 0.03% | Jun 2, 2026 |
2 ten-percent owners hold 9.10M shares by Form 4, outside the officers-and-directors figure above · 7 people have not refiled in the last 18 months (14.30M shares), so they are not in the figure above
Latest trades
| Date | Insider | Type | Shares | Avg price | Owned after |
|---|---|---|---|---|---|
| Aug 25, 2026 | Natalia Mirgorodskayaofficer: See Remarks | Sale | 913 | $30.03 | 35,875 |
| Aug 20, 2026 | Natalia Mirgorodskayaofficer: See Remarks | Sale | 586 | $28.09 | 36,788 |
| Aug 20, 2026 | Scott Darlingofficer: Chief Legal Officer | Sale | 7,696 | $28.09 | 73,306 |
| Aug 20, 2026 | Sanjay Dattaofficer: President, Capital& Enterprise | Sale | 8,945 | $28.09 | 292,578 |
| Aug 19, 2026 | Sanjay Dattaofficer: President, Capital& Enterprise | Sale | 10,000 | $31.46 | 301,523 |
| Aug 17, 2026 | Sanjay Dattaofficer: President, Capital& Enterprise | Sale | 2,033 | $29.36 | 311,523 |
| Aug 19, 2026 | Andrea Blankmeyerofficer: Chief Financial Officer | Sale | 3,000 | $29.33 | 152,208 |
| Aug 17, 2026 | Andrea Blankmeyerofficer: Chief Financial Officer | Sale | 7,175 | $29.36 | 155,208 |
| Aug 17, 2026 | Scott Darlingofficer: Chief Legal Officer | Sale | 814 | $29.36 | 87,186 |
| Jun 9, 2026 | Sanjay Dattaofficer: President, Capital& Enterprise | Sale | 15,000 | $30.41 | 313,556 |
CongressHouse and Senate disclosures
| Member | Type | Amount | Owner | Traded | Disclosed |
|---|---|---|---|---|---|
| Rep. Tony Wied · WI08 | Purchase | $15,001 – $50,000 | Joint | Jul 14, 2026 | Aug 19, 2026 ↗ |
| Rep. Tony Wied · WI08 | Sale | $15,001 – $50,000 | Joint | Jun 9, 2026 | Aug 10, 2026 ↗ |