U.S. Century Bank (USCB)
Runs U.S. Century Bank for South Florida businesses, professionals, and specialty clients.
$22.71
Pre-market−0.05 (−0.23%)
At close$22.76(+2.25%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 29 | 33 | 36 | 37 | 38 | 38 | 40 | 41 | 33 | 26 | 43 |
| Cost of revenue | 13 | 15 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | 15 | 1 | 16 |
| Gross profit | 16 | 14 | 17 | 20 | 21 | 22 | 22 | 23 | 25 | 18 | 25 | 27 |
| 10 | 11 | 11 | 12 | 11 | 13 | 12 | 13 | 13 | 15 | 14 | 14 | |
| 6 | 6 | 6 | 7 | 7 | 8 | 8 | 10 | 8 | 14 | 9 | 10 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 |
| General & administrative | 6 | 6 | 6 | 7 | 7 | 8 | 8 | 0 | 8 | 14 | 9 | 10 |
| Other expenses | 4 | 5 | 5 | 4 | 4 | 5 | 4 | 3 | 5 | 0 | 5 | 4 |
| Operating income | 5 | 4 | 6 | 8 | 9 | 9 | 10 | 11 | 12 | 3 | 12 | 13 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 26 | 28 | 31 | 33 | 34 | 34 | 34 | 36 | 38 | 38 | 37 | 40 |
| Interest expense | 12 | 14 | 16 | 15 | 15 | 15 | 15 | 15 | 16 | 15 | 15 | 15 |
| Income before tax | 5 | 4 | 6 | 8 | 9 | 9 | 10 | 11 | 12 | 3 | 12 | 13 |
| Income tax expense | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 3 | 3 | 2 | 2 | 4 |
| Net income from continuing operations | 4 | 3 | 5 | 6 | 7 | 7 | 8 | 8 | 9 | 1 | 9 | 9 |
| Net income | 4 | 3 | 5 | 6 | 7 | 7 | 8 | 8 | 9 | 1 | 9 | 9 |
| EPS, basic | $0.20 | $0.14 | $0.23 | $0.32 | $0.35 | $0.35 | $0.38 | $0.41 | $0.46 | $0.08 | $0.51 | $0.49 |
| EPS, diluted | $0.19 | $0.14 | $0.23 | $0.31 | $0.35 | $0.34 | $0.38 | $0.40 | $0.45 | $0.07 | $0.51 | $0.49 |
| Weighted average shares, basic | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 18 | 18 | 18 |
| Weighted average shares, diluted | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 18 | 18 | 19 |
| EBITDA | 5 | 4 | 6 | 8 | 9 | 9 | 10 | 11 | 12 | 3 | 12 | 13 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 5 | 4 | 6 | 8 | 9 | 9 | 10 | 11 | 12 | 3 | 12 | 13 |