Ameris Bancorp (ABCB)
Combines Southeastern relationship banking with nationwide mortgage and specialty-finance channels.
$82.72
vs last close+0.02 (+0.03%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 386 | 379 | 385 | 425 | 416 | 406 | 389 | 408 | 422 | 420 | 422 | 432 |
| Cost of revenue | 147 | 149 | 149 | 154 | 147 | 137 | 134 | 119 | 140 | 136 | 107 | 130 |
| Gross profit | 239 | 230 | 236 | 271 | 269 | 268 | 255 | 289 | 283 | 284 | 314 | 302 |
| 134 | 140 | 139 | 145 | 143 | 142 | 142 | 147 | 146 | 143 | 174 | 236 | |
| 85 | 106 | 85 | 92 | 93 | 106 | 89 | 93 | 94 | 93 | 146 | 104 | |
| Selling & marketing | 3 | 3 | 2 | 4 | 4 | 2 | 3 | 4 | 3 | 0 | 3 | 0 |
| General & administrative | 82 | 103 | 83 | 88 | 89 | 103 | 87 | 89 | 91 | 93 | 143 | 104 |
| Other expenses | 49 | 34 | 53 | 53 | 50 | 37 | 53 | 54 | 51 | 50 | 28 | 131 |
| Operating income | 105 | 90 | 97 | 127 | 126 | 126 | 113 | 143 | 137 | 141 | 141 | 66 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 331 | 332 | 329 | 347 | 355 | 346 | 334 | 348 | 355 | 358 | 352 | 366 |
| Interest expense | 123 | 126 | 128 | 135 | 141 | 125 | 112 | 116 | 117 | 113 | 107 | 113 |
| Income before tax | 105 | 90 | 97 | 127 | 126 | 126 | 113 | 143 | 137 | 141 | 141 | 66 |
| Income tax expense | 25 | 24 | 23 | 36 | 27 | 32 | 25 | 33 | 31 | 33 | 30 | 15 |
| Net income from continuing operations | 80 | 66 | 74 | 91 | 99 | 94 | 88 | 110 | 106 | 108 | 110 | 51 |
| Net income | 80 | 66 | 74 | 91 | 99 | 94 | 88 | 110 | 106 | 108 | 110 | 51 |
| EPS, basic | $1.16 | $0.96 | $1.08 | $1.32 | $1.44 | $1.37 | $1.28 | $1.60 | $1.55 | $1.59 | $1.63 | $0.77 |
| EPS, diluted | $1.16 | $0.96 | $1.08 | $1.32 | $1.44 | $1.37 | $1.27 | $1.60 | $1.54 | $1.59 | $1.63 | $0.77 |
| Weighted average shares, basic | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 68 | 68 | 68 | 67 |
| Weighted average shares, diluted | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 68 | 68 | 67 |
| EBITDA | 117 | 103 | 109 | 138 | 137 | 138 | 124 | 153 | 146 | 173 | 144 | 73 |
| Depreciation & amortization | 12 | 12 | 12 | 11 | 11 | 12 | 11 | 10 | 9 | 32 | 3 | 7 |
| EBIT | 105 | 90 | 97 | 127 | 126 | 126 | 113 | 143 | 137 | 141 | 141 | 66 |
