ACNB (ACNB)
Provides community banking, mortgage, wealth-management, and insurance services in Pennsylvania and Maryland.
$62.87
After hours−0.03 (−0.05%)
At close$62.90(−1.63%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 31 | 26 | 32 | 33 | 34 | 33 | 43 | 50 | 51 | 46 | 51 | 53 |
| Cost of revenue | 3 | 4 | 5 | 3 | 6 | 7 | 15 | 10 | 10 | 11 | 10 | 10 |
| Gross profit | 28 | 22 | 26 | 31 | 28 | 27 | 29 | 40 | 41 | 35 | 41 | 42 |
| 16 | 17 | 18 | 16 | 18 | 18 | 29 | 25 | 22 | 22 | 24 | 23 | |
| 11 | 11 | 12 | 11 | 11 | 10 | 13 | 14 | 14 | 17 | 24 | 18 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 10 | 11 | 12 | 11 | 11 | 11 | 13 | 14 | 14 | 17 | 24 | 18 |
| Other expenses | 6 | 6 | 6 | 6 | 7 | 8 | 16 | 11 | 9 | 6 | 0 | 6 |
| Operating income | 12 | 5 | 9 | 14 | 9 | 8 | −1 | 15 | 19 | 13 | 17 | 19 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 24 | 25 | 26 | 27 | 27 | 27 | 36 | 41 | 42 | 43 | 42 | 44 |
| Interest expense | 2 | 4 | 5 | 6 | 6 | 6 | 9 | 11 | 10 | 10 | 10 | 10 |
| Income before tax | 12 | 5 | 9 | 14 | 9 | 8 | −1 | 15 | 19 | 13 | 17 | 19 |
| Income tax expense | 3 | 1 | 2 | 3 | 2 | 2 | 0 | 3 | 4 | 2 | 4 | 4 |
| Net income from continuing operations | 9 | 4 | 7 | 11 | 7 | 7 | 0 | 12 | 15 | 11 | 14 | 15 |
| Net income | 9 | 4 | 7 | 11 | 7 | 7 | 0 | 12 | 15 | 11 | 14 | 15 |
| EPS, basic | $1.06 | $0.48 | $0.80 | $1.32 | $0.85 | $0.77 | −$0.03 | $1.11 | $1.43 | $1.04 | $1.32 | $1.50 |
| EPS, diluted | $1.06 | $0.48 | $0.80 | $1.32 | $0.84 | $0.77 | −$0.03 | $1.11 | $1.42 | $1.04 | $1.32 | $1.49 |
| Weighted average shares, basic | 9 | 9 | 8 | 9 | 9 | 9 | 10 | 10 | 10 | 10 | 10 | 10 |
| Weighted average shares, diluted | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 10 | 10 | 10 | 10 |
| EBITDA | 12 | 6 | 9 | 15 | 10 | 9 | 1 | 17 | 21 | 15 | 18 | 19 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 0 |
| EBIT | 12 | 5 | 9 | 14 | 9 | 8 | −1 | 15 | 19 | 13 | 17 | 19 |