Atlantic Union Bankshares (AUB)
Commercial and consumer bank spanning the lower Mid-Atlantic with nationwide equipment finance.
$38.74
After-hours close+0.06 (+0.16%)
At close$38.68(−0.55%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 273 | 288 | 287 | 343 | 357 | 358 | 334 | 591 | 553 | 557 | 524 | 577 |
| Cost of revenue | 100 | 115 | 123 | 158 | 144 | 153 | 139 | 295 | 200 | 174 | 162 | 173 |
| Gross profit | 173 | 174 | 164 | 185 | 213 | 205 | 194 | 296 | 353 | 383 | 362 | 404 |
| 107 | 107 | 104 | 149 | 121 | 134 | 133 | 278 | 237 | 241 | 207 | 199 | |
| 64 | 67 | 69 | 76 | 78 | 80 | 84 | 122 | 122 | 123 | 128 | 151 | |
| Selling & marketing | 2 | 3 | 2 | 3 | 3 | 4 | 3 | 4 | 5 | 7 | 7 | 5 |
| General & administrative | 62 | 64 | 67 | 73 | 75 | 76 | 81 | 119 | 117 | 116 | 120 | 145 |
| Other expenses | 43 | 40 | 35 | 73 | 43 | 54 | 49 | 156 | 114 | 118 | 79 | 49 |
| Operating income | 66 | 67 | 60 | 37 | 92 | 71 | 62 | 17 | 116 | 142 | 155 | 204 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 247 | 259 | 263 | 321 | 325 | 319 | 306 | 510 | 503 | 502 | 472 | 487 |
| Interest expense | 95 | 106 | 115 | 136 | 142 | 136 | 122 | 189 | 184 | 172 | 159 | 162 |
| Income before tax | 66 | 67 | 60 | 37 | 92 | 71 | 62 | 17 | 116 | 142 | 155 | 204 |
| Income tax expense | 12 | 10 | 10 | 11 | 16 | 14 | 12 | −2 | 24 | 30 | 32 | 43 |
| Net income from continuing operations | 54 | 57 | 50 | 25 | 76 | 58 | 50 | 20 | 92 | 112 | 122 | 161 |
| Net income | 54 | 57 | 50 | 25 | 76 | 58 | 50 | 20 | 92 | 112 | 122 | 161 |
| EPS, basic | $0.68 | $0.72 | $0.62 | $0.25 | $0.82 | $0.62 | $0.53 | $0.12 | $0.63 | $0.77 | $0.84 | $1.11 |
| EPS, diluted | $0.68 | $0.72 | $0.62 | $0.25 | $0.82 | $0.60 | $0.53 | $0.12 | $0.63 | $0.77 | $0.84 | $1.11 |
| Weighted average shares, basic | 75 | 75 | 75 | 90 | 90 | 90 | 89 | 142 | 142 | 142 | 142 | 142 |
| Weighted average shares, diluted | 75 | 75 | 75 | 90 | 90 | 92 | 90 | 142 | 142 | 142 | 142 | 142 |
| EBITDA | 74 | 80 | 69 | 45 | 101 | 80 | 71 | 30 | 129 | 151 | 166 | 217 |
| Depreciation & amortization | 9 | 13 | 10 | 8 | 9 | 9 | 9 | 12 | 13 | 10 | 11 | 12 |
| EBIT | 66 | 67 | 60 | 37 | 92 | 71 | 62 | 17 | 116 | 142 | 155 | 204 |
