California BanCorp
Runs relationship-based commercial banking through a statewide California branch and banking-office network.
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Profile
Provides commercial banking and related financial services to individuals, professionals, and small and midsize businesses across California. The post-merger platform operates as a single commercial-banking segment, with branches and commercial banking offices connecting local clients to decision makers.
Operates California Bank of Commerce, N.A., a national-bank subsidiary serving individuals, professionals, and small- to medium-sized businesses. The bank reports a single commercial-banking segment and delivers relationship-based financial products and services through branches and commercial banking offices across California.
The current platform came from Southern California Bancorp's 2024 merger with predecessor California BanCorp, combining Southern California branches with Northern California lending and banking offices. Management frames the model around accessible decision makers, client partnerships, and organic loan and deposit growth.
The business depends on California commercial-banking relationships, core deposits, credit quality, merger-platform integration, and national-bank regulation by the Office of the Comptroller of the Currency.
Company facts
Categories
Key statistics
Year to date +14.7% · Average volume (30d) 189.3K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Aug 20, 2026 | Raymond James | Initiate | Outperform | $25 | |
| Jul 29, 2026 | Stephens | Reiterate | Overweight | $19 | $24 |
| Jul 28, 2026 | DA Davidson | Reiterate | Buy | $22 | $25 |
| Apr 29, 2026 | DA Davidson | Reiterate | Buy | $21 | $22 |
| Oct 29, 2025 | D.A. Davidson | Target | $21 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 27, 2026Q2 FY26 | $0.40 | $0.44 | +9.1% | $45.1M | $44.9M | −0.4% | +1.46% |
| Apr 28, 2026Q1 FY26 | $0.41 | $0.42 | +2.4% | $44.1M | $44.2M | +0.2% | −1.69% |
| Jan 28, 2026Q4 FY25 | $0.44 | $0.50 | +13.6% | $45.0M | $45.9M | +1.9% | −1.58% |
| Oct 28, 2025Q3 FY25 | $0.39 | $0.48 | +23.1% | $45.4M | $59.9M | +31.8% | +2.26% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $59.4M | $58.6M | $59.9M | $59.2M | $55.9M | $56.4M | |
| Gross profit | $48.6M | $44.9M | $45.2M | $50.3M | $44.6M | $44.1M | |
| Operating income | $23.7M | $20.1M | $21.8M | $22.4M | $19.1M | $19.8M | |
| Net income | $16.9M | $14.1M | $15.7M | $16.4M | $13.8M | $14.3M | |
| Diluted EPS | $0.52 | $0.43 | $0.48 | $0.50 | $0.42 | $0.44 | |
| Gross margin | 81.8% | 76.6% | 75.5% | 85.0% | 79.8% | 78.2% | |
| Operating margin | 39.9% | 34.2% | 36.4% | 37.8% | 34.1% | 35.2% |
Fiscal years (4-quarter sums)FY21 $72.3M · FY22 $98.0M · FY23 $126.9M · FY24 $184.6M · FY25 $237.1M
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $364.0M · Total debt $53.0M · Total assets $4.03B · Shareholders' equity $586.6M
Dividends
To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 23, 2026 | Jun 23 | Jul 15 | $0.10 | |
| Mar 24, 2026 | Mar 24 | Apr 15 | $0.10 | |
| Dec 24, 2025 | Dec 24 | Jan 15 | $0.10 |
Ownership
Shares outstanding 32.16M · Float 23.21M · 72.2% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Wellington Management Group LLP | 2.45M | 7.61% | 13F | Aug 14, 2026 |
| FJ Capital Management LLC | 2.05M | 6.39% | 13F | Aug 14, 2026 |
| AllianceBernstein L.P. | 1.95M | 6.07% | 13F | Aug 14, 2026 |
| BlackRock, Inc. | 1.79M | 5.60% | 13G | Jul 27, 2026 |
| Endeavour Capital Advisors Inc | 1.66M | 5.15% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 31, 2026 | Lester Machado | director | −7,500 | $21.19 |
| May 8, 2026 | Richard Hernandez | officer: President | −17,000 | $19.12 |
| May 7, 2026 | David I. Rainer | director, officer: Executive Chairman | −75,000 | $19.00 |
| Mar 6, 2026 | Jean Carandang | officer: Bank Chief Financial Officer | −8,000 | $17.90 |
| Jan 28, 2026 | David J. Volk | director | −2,346,104 | $18.95 |
Peers
- Banc of California
Large California business bank for deposits, treasury, and lending
- CVB Financial
Business-bank peer serving California SMBs and owners
- Preferred Bank
Los Angeles commercial bank with middle-market and CRE overlap
- Five Star Bancorp
Northern California relationship bank with CRE and specialty lending
- Bank of Hope
Los Angeles multicultural bank with SBA, CRE, and treasury overlap
- RBB
Southern California commercial bank for business and CRE clients
- PCB
Koreatown business bank with small-business, SBA, and trade overlap
- Bank of Marin
Northern California business bank with commercial-office overlap
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| California BanCorp | $21.27 | −0.05% | $684.1M | 11.6 | 12.0 | 3.0 | −23.4% |
| Banc of California | $18.60 | −0.03% | $2.86B | — | 9.7 | 1.6 | — |
| CVB Financial | $22.19 | 0.00% | $3.18B | 14.6 | 12.0 | 4.5 | +42.0% |
| Preferred Bank | $103.53 | +0.15% | $1.23B | 9.5 | 9.6 | 2.4 | +4.0% |
| Five Star Bancorp | $45.62 | −0.15% | $1.10B | 13.5 | 13.1 | 4.0 | +25.1% |
| Bank of Hope | $13.92 | 0.00% | $1.78B | 13.9 | 10.7 | 1.8 | +56.3% |
| RBB | $26.28 | +0.06% | $445.0M | 10.8 | 11.1 | 1.8 | −7.6% |
| PCB | $27.49 | −0.25% | $391.3M | 9.5 | 9.4 | 1.8 | +4.8% |
| Bank of Marin | $26.63 | +0.04% | $431.1M | 6.5 | 11.5 | 2.1 | +73.1% |
| Median | 10.8 | 10.9 | 2.0 | +25.1% |