Bank of Hope
Runs Bank of Hope and Territorial Savings across mainland states and Hawaii.
Something off on this page? Send us feedback.
Profile
Offers commercial real estate, business, SBA, mortgage, deposit, treasury, foreign-exchange, and trade-finance services through one banking segment. The franchise is merger-built, rooted in Korean-American community banking, and now spans mainland markets and Hawaii.
Operates as the holding company for Bank of Hope, with lending, deposits, treasury management, foreign exchange, interest-rate derivatives, international trade finance, and digital banking in English and Korean. The filing reports one Banking Operations segment, so the business is presented as a single bank rather than separate product divisions.
Built through the Nara, Center, Wilshire, and Territorial combinations, the franchise connects Korean-American community banking roots with multicultural regional banking. Branches operate under Bank of Hope across mainland states and under Territorial Savings in Hawaii.
Execution depends on underwriting commercial real estate and business loans, funding them with deposits, and integrating acquired branch networks. Profitability is shaped by interest-rate spreads, bank regulation, broad competition for deposits and loans, and a pending SMBC MANUBANK commercial-banking transaction.
Company facts
Categories
Key statistics
Year to date +26.8% · Average volume (30d) 987.0K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 28, 2026 | DA Davidson | Reiterate | Buy | $14.50 | $16 |
| Oct 29, 2025 | D.A. Davidson | Target | $15 | $14.50 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 27, 2026Q2 FY26 | $0.26 | $0.27 | +5.9% | $146.5M | $147.8M | +0.9% | +2.17% |
| Apr 28, 2026Q1 FY26 | $0.22 | $0.23 | +4.5% | $145.3M | $141.0M | −2.9% | −4.18% |
| Jan 27, 2026Q4 FY25 | $0.26 | $0.27 | +3.8% | $142.9M | $145.8M | +2.0% | −3.29% |
| Oct 28, 2025Q3 FY25 | $0.26 | $0.25 | −2.9% | $138.9M | $142.0M | +2.3% | −1.20% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $232.9M | $216.2M | $260.2M | $258.6M | $246.6M | $250.9M | |
| Gross profit | $111.7M | $79.6M | $133.3M | $145.8M | $131.9M | $136.9M | |
| Operating income | $27.8M | −$29.9M | $36.5M | $46.3M | $37.9M | $42.6M | |
| Net income | $21.1M | −$27.9M | $30.8M | $34.5M | $29.5M | $33.0M | |
| Diluted EPS | $0.17 | −$0.22 | $0.24 | $0.27 | $0.23 | $0.26 | |
| Gross margin | 48.0% | 36.8% | 51.2% | 56.4% | 53.5% | 54.6% | |
| Operating margin | 12.0% | -13.8% | 14.0% | 17.9% | 15.4% | 17.0% |
Fiscal years (4-quarter sums)FY21 $605.7M · FY22 $766.5M · FY23 $1.09B · FY24 $1.00B · FY25 $967.8M
Balance sheet, Jun 30, 2026Cash & short-term investments $640.4M · Total debt $583.7M · Total assets $18.99B · Shareholders' equity $2.30B
Dividends
Raised for 13 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 6, 2026 | Aug 6 | Aug 20 | $0.14 | |
| May 8, 2026 | May 8 | May 22 | $0.14 | |
| Feb 6, 2026 | Feb 6 | Feb 20 | $0.14 | |
| Nov 7, 2025 | Nov 7 | Nov 21 | $0.14 | |
| Aug 1, 2025 | Aug 1 | Aug 15 | $0.14 | |
| May 2, 2025 | May 2 | May 16 | $0.14 | |
| Feb 6, 2025 | Feb 6 | Feb 20 | $0.14 | |
| Nov 7, 2024 | Nov 7 | Nov 21 | $0.14 |
Ownership
Institutions and insiders are filed separately and overlap, so together they can pass the whole company. No split is drawn from them.
Shares outstanding 127.84M · Float 124.11M · 97.1% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 18.47M | 14.45% | 13F | Aug 7, 2026 |
| Wellington Management Group LLP | 11.44M | 8.95% | 13F | Aug 14, 2026 |
| State Street Corp | 7.58M | 5.93% | 13F | Aug 7, 2026 |
| Vanguard Portfolio Management LLC | 7.57M | 5.92% | 13F | Aug 13, 2026 |
| Dimensional Fund Advisors LP | 7.49M | 5.86% | 13F | Aug 11, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 3, 2026 | Daisy Y. Ha | director | −26,995 | $14.25 |
| Jun 8, 2026 | Thomas Stenger | officer: SEVP, Chief Risk Officer | −1,500 | $12.68 |
| May 6, 2026 | Daisy Y. Ha | director | −12,000 | $12.53 |
| Feb 6, 2026 | Daisy Y. Ha | director | −31,020 | $12.48 |
| Feb 5, 2026 | Daisy Y. Ha | director | −25,533 | $12.57 |
Peers
- East West Bancorp
Scale competitor in Asian-American commercial banking and trade finance
- Hanmi Financial
Closest Korean-American peer in business lending, SBA, and deposits
- Cathay General Bancorp
Los Angeles Asian-American bank overlap in CRE, C&I, deposits, and trade
- RBB
Asian-American CRE, C&I, SBA, and trade-finance competitor in LA
- PCB
Korean-American community-bank overlap in CRE, SBA, and small business
- First Hawaiian
Hawaii incumbent overlap in deposits, mortgages, SBA, and business banking
- OP Bancorp
Open Bank overlaps in Korean-American SMB banking, CRE, SBA, and deposits
- Bank of Hawaii
Hawaii bank overlap in deposits, mortgages, CRE, and cash management
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Bank of Hope | $13.92 | 0.00% | $1.78B | 13.9 | 10.7 | 1.8 | +56.3% |
| East West Bancorp | $129.44 | −0.02% | $17.73B | 12.4 | 11.9 | 3.8 | +12.5% |
| Hanmi Financial | $31.14 | +0.06% | $926.9M | 10.5 | 9.6 | 2.4 | +10.1% |
| Cathay General Bancorp | $61.87 | +0.03% | $4.15B | 12.1 | 10.8 | 3.0 | +12.5% |
| RBB | $26.28 | +0.06% | $445.0M | 10.8 | 11.1 | 1.8 | −7.6% |
| PCB | $27.49 | −0.25% | $391.3M | 9.5 | 9.4 | 1.8 | +4.8% |
| First Hawaiian | $25.79 | +0.02% | $3.14B | 11.2 | 10.8 | 3.2 | +10.6% |
| OP Bancorp | $15.13 | 0.00% | $225.3M | 7.8 | 7.5 | 1.3 | +8.6% |
| Bank of Hawaii | $77.29 | −0.01% | $3.05B | 14.4 | 12.3 | 2.8 | +14.9% |
| Median | 11.0 | 10.8 | 2.6 | +10.3% |