Banco de Chile (ADR)
Serves Chilean customers through universal banking, digital channels, and specialized financial businesses.
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Profile
Provides financial services across customer segments in Chile through Banco de Chile, Banco Edwards, and specialized Banchile businesses. Digital channels complement the branch model, while governance is shaped by the Quiñenco–Citigroup ownership structure and banking regulation.
Provides financial services across distinct customer segments in Chile, supported by Banco de Chile and Banco Edwards distribution brands and specialized Banchile businesses. Customer service, simple and secure products, and always-available channels define the disclosed operating model.
Digital modernization has expanded electronic signatures and fully online account opening, while the bank continues transforming Banchile asset management and brokerage and integrating Socofin collection operations. Its activity remains centered on Chile, and it also operates a New York branch.
Control rests through LQIF-linked shareholders, with Quiñenco retaining governance control alongside Citigroup. The workforce is highly unionized, and banking operations depend on regulatory compliance, including anti-money-laundering controls in the United States.
Company facts
Categories
Key statistics
Year to date +8.8% · Average volume (30d) 280.9K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| May 22, 2026 | UBS | Reiterate | Neutral | $48 | $39 |
| Feb 6, 2026 | UBS | Target | $48 | ||
| Jan 13, 2026 | Goldman Sachs | Target | $36 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 31, 2026Q2 FY26 | $0.65 | $0.86 | +32.3% | $973.1M | $997.5M | +2.5% | −2.13% |
| Apr 30, 2026Q1 FY26 | $0.58 | $0.60 | +3.4% | $828.5M | $1.15B | +38.3% | −2.17% |
| Feb 3, 2026Q4 FY25 | $0.60 | $0.58 | −3.3% | $855.9M | $832.7M | −2.7% | −2.11% |
| Oct 30, 2025Q3 FY25 | $0.62 | $0.60 | −3.2% | $841.6M | $681.4M | −19.0% | +0.09% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.09B | $1.08B | $1.05B | $32.6M | $1.13B | $1.54B | |
| Gross profit | $737.3M | $710.8M | $699.2M | $694.1M | $711.1M | $851.2M | |
| Operating income | $438.4M | $414.1M | $408.1M | $364.6M | $386.5M | $514.3M | |
| Net income | $353.5M | $327.6M | $314.8M | $285.3M | $299.4M | $426.1M | |
| Diluted EPS | $0.70 | $0.65 | $0.62 | $0.56 | $0.59 | $0.85 | |
| Gross margin | 67.8% | 65.7% | 66.6% | 2,129.7% | 62.8% | 55.3% | |
| Operating margin | 40.3% | 38.3% | 38.8% | 1,118.8% | 34.1% | 33.4% |
Fiscal years (4-quarter sums)FY21 $2.92B · FY22 $5.71B · FY23 $5.48B · FY24 $5.00B · FY25 $3.25B
Revenue by product · FY24
Balance sheet, Jun 30, 2026Cash & short-term investments $1.45B · Total debt $15.02B · Total assets $59.28B · Shareholders' equity $6.14B
Dividends
Last raised to $2.1877 from $2.0758 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Mar 30, 2026 | Mar 30 | Apr 13 | $2.1877 | raised from $2.0758 |
| Mar 21, 2025 | Mar 21 | Apr 3 | $2.0758 | raised from $1.6362 |
| Mar 21, 2024 | Mar 22 | Apr 8 | $1.6362 | cut from $2.0786 |
| Mar 16, 2023 | Mar 17 | Mar 30 | $2.0786 | raised from $1.3688 |
| Mar 24, 2022 | Mar 25 | Apr 7 | $1.3688 |
Ownership
Shares outstanding 505.09M · Float 189.09M · 37.4% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Itau Unibanco Holding S.A. | 1.35M | 0.27% | 13F | Aug 14, 2026 |
| Renaissance Technologies LLC | 893.8K | 0.18% | 13F | Aug 13, 2026 |
| Dimensional Fund Advisors LP | 868.9K | 0.17% | 13F | Aug 11, 2026 |
| BlackRock, Inc. | 735.0K | 0.15% | 13F | Aug 7, 2026 |
| American Century Companies Inc | 589.2K | 0.12% | 13F | Aug 12, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Banco Santander-Chile (ADR)
Broad rival in Chilean retail, SME, wholesale, and private banking
- abrdn Bloomberg All Commodity Strategy K-1 Free ETF
Universal-bank rival across Chilean retail, SME, and wholesale markets
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Banco de Chile (ADR) | $41.67 | +0.19% | $21.03B | 15.8 | 19.0 | 4.8 | −7.8% |
| Banco Santander-Chile (ADR) | $35.14 | 0.00% | $16.55B | 13.3 | 16.0 | 3.1 | +103.5% |
| abrdn Bloomberg All Commodity Strategy K-1 Free ETF | $25.44 | −0.08% | $2.42B | — | — | — | — |
| Median | 13.3 | 16.0 | 3.1 | +103.5% |