Banco Santander-Chile (ADR)
Connects Chilean households and businesses to banking, payments, wealth and corporate finance.
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Profile
Offers retail, wealth, middle-market, and corporate and investment banking across Chile, earning from deposits, lending, cards, payments, treasury, investments and insurance. A branch and Work/Café network operates alongside digital accounts, Getnet merchant acquiring and Santander group technology, while local economic, credit and regulatory conditions shape performance.
Serves individuals, small businesses, middle-market companies and institutional clients across Chile through retail banking, wealth management and insurance, middle-market banking, and corporate and investment banking. Products span deposits, cards, consumer and mortgage lending, commercial finance, treasury, investments and insurance.
Combines a national branch network with Work/Café service spaces, digital accounts, Getnet merchant acquiring and a cloud-migrated Gravity core platform. The franchise was assembled through local bank, card-processing and consumer-finance combinations, while Santander group technology supports its current operating model.
Revenue and credit performance depend on Chilean economic activity, inflation, interest rates and local credit conditions. Capital, liquidity, cybersecurity, financial-crime and broader regulatory requirements shape operations, and Banco Santander, S.A. retains majority control.
Company facts
Categories
Key statistics
Year to date +12.6% · Average volume (30d) 272.5K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Jun 25, 2026 | Citigroup | Upgrade | Neutral | Buy | ||
| Jun 24, 2026 | Santander | Upgrade | Neutral | Buy | ||
| May 22, 2026 | UBS | Reiterate | Neutral | $24 | $31 | |
| Mar 30, 2026 | JP Morgan | Upgrade | Neutral | Overweight | ||
| Mar 11, 2026 | Morgan Stanley | Target | $38 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 29, 2026Q2 FY26 | $0.67 | $0.90 | +34.3% | $883.4M | $901.4M | +2.0% | +2.54% |
| Apr 30, 2026Q1 FY26 | $0.62 | $0.63 | +1.6% | $811.1M | $807.3M | −0.5% | −2.03% |
| Jan 30, 2026Q4 FY25 | $0.59 | $0.59 | 0.0% | $782.1M | $835.3M | +6.8% | +2.75% |
| Oct 30, 2025Q3 FY25 | $0.59 | $0.50 | −15.8% | — | $1.13B | — | −0.42% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.13B | $1.28B | $1.17B | $1.94B | $788.1M | $1.32B | |
| Gross profit | $536.0M | $675.6M | $560.2M | $1.19B | $788.1M | $758.6M | |
| Operating income | $359.5M | $351.0M | $327.2M | $300.6M | $361.5M | $484.6M | |
| Net income | $298.5M | $292.9M | $266.0M | $240.5M | $293.6M | $411.1M | |
| Diluted EPS | $0.63 | $0.62 | $0.56 | $0.58 | $0.62 | $0.87 | |
| Gross margin | 47.4% | 52.7% | 47.9% | 61.3% | 100.0% | 57.6% | |
| Operating margin | 31.8% | 27.4% | 28.0% | 15.5% | 45.9% | 36.8% |
Fiscal years (4-quarter sums)FY21 $3.20B · FY22 $4.82B · FY23 $5.45B · FY24 $4.50B · FY25 $5.52B
Balance sheet, Jun 30, 2026Cash & short-term investments $10.44B · Total debt $14.92B · Total assets $75.57B · Shareholders' equity $5.35B
Dividends
Last raised to $1.4817 from $1.3295 in Apr 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Apr 30, 2026 | Apr 30 | May 29 | $1.4817 | raised from $1.3295 |
| Apr 23, 2025 | Apr 23 | May 6 | $1.3295 | raised from $0.756 |
| Apr 17, 2024 | Apr 18 | May 1 | $0.756 | cut from $1.2511 |
| Apr 19, 2023 | Apr 20 | May 3 | $1.2511 | raised from $1.22 |
| Apr 21, 2022 | Apr 22 | May 5 | $1.22 |
Ownership
Shares outstanding 471.12M · Float 471.10M · 100.0% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Franklin Resources Inc | 3.46M | 0.74% | 13F | Aug 13, 2026 |
| Inca Investments LLC | 1.94M | 0.41% | 13F | Jul 28, 2026 |
| Uss Investment Management Ltd | 1.56M | 0.33% | 13F | Aug 11, 2026 |
| Vanguard Capital Management LLC | 1.45M | 0.31% | 13F | Aug 13, 2026 |
| BlackRock, Inc. | 1.38M | 0.29% | 13F | Aug 7, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Banco de Chile (ADR)
Broad Chilean banking rival across retail, wholesale and payments
- abrdn Bloomberg All Commodity Strategy K-1 Free ETF
Large Chilean rival in consumer, business and merchant banking
- Scotiabank
Major Chilean banking rival through Scotiabank Chile
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Banco Santander-Chile (ADR) | $35.14 | 0.00% | $16.55B | 13.3 | 16.0 | 3.1 | +103.5% |
| Banco de Chile (ADR) | $41.67 | +0.19% | $21.03B | 15.8 | 19.0 | 4.8 | −7.8% |
| abrdn Bloomberg All Commodity Strategy K-1 Free ETF | $25.44 | −0.08% | $2.42B | — | — | — | — |
| Scotiabank | $92.09 | −0.31% | $112.63B | 16.8 | 13.8 | 2.2 | −42.3% |
| Median | 16.3 | 16.4 | 3.5 | −25.1% |