Bar Harbor Bankshares
Delivers community banking, treasury and wealth services across Northern New England.
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Profile
Provides community-banking products through lending, deposit accounts, treasury services and wealth management across Northern New England. Most revenue comes from net interest income, while fees from loan, deposit, trust and financial services supplement a relationship-focused model subject to local-market, funding and regulatory conditions.
Operates a relationship-focused community bank through Bar Harbor Bank & Trust, offering consumer and commercial lending, deposit accounts, cash-management and treasury services, mortgages, and digital banking. Bar Harbor Wealth Management provides trust administration, investment management and advisory work for individuals, businesses, nonprofits and municipalities.
Serves Northern New England across Maine, New Hampshire and Vermont, pairing local decision-making with investment in technology, operations and customer service. Income is principally generated by lending and investment securities relative to funding costs, supplemented by fees tied to loans, deposits, trust and financial services. Operations remain concentrated in community banking, with earnings and liquidity tied to loan quality, deposit pricing and retention, wealth assets, local economies, third-party technology providers, and banking, capital and listing requirements.
Company facts
Categories
Key statistics
Year to date +26.4% · Average volume (30d) 92.5K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Jul 28, 2026 | Piper Sandler | Reiterate | Overweight | $41 | $44 |
| Jun 26, 2026 | Piper Sandler | Reiterate | Overweight | $41 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 21, 2026Q2 FY26 | $0.90 | $0.92 | +2.2% | $49.3M | $49.7M | +0.7% | +0.55% |
| Apr 21, 2026Q1 FY26 | $0.88 | $0.88 | +0.6% | $47.3M | $47.3M | 0.0% | +0.91% |
| Jan 22, 2026Q4 FY25 | $0.89 | $0.93 | +4.5% | $49.0M | $49.4M | +0.7% | −2.46% |
| Oct 21, 2025Q3 FY25 | $0.83 | $0.95 | +14.5% | $42.8M | $47.5M | +11.0% | +2.64% |
Financial highlights
| 11 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $55.8M | $53.3M | $66.5M | $67.7M | $55.3M | $39.0M | |
| Gross profit | $37.4M | $34.0M | $43.6M | $48.9M | $36.9M | $19.8M | |
| Operating income | $12.7M | $7.5M | $11.0M | $15.1M | $6.7M | $19.2M | |
| Net income | $10.2M | $6.1M | $8.9M | $11.8M | $13.5M | $15.2M | |
| Diluted EPS | $0.66 | $0.40 | $0.54 | $0.70 | $0.81 | $0.91 | |
| Gross margin | 67.0% | 63.8% | 65.6% | 72.3% | 66.7% | 50.7% | |
| Operating margin | 22.7% | 14.0% | 16.6% | 22.4% | 12.2% | 49.2% |
Fiscal years (4-quarter sums)FY24 $224.6M · FY25 $243.3M
Balance sheet, Jun 30, 2026Cash & short-term investments $648.0M · Total debt $281.2M · Total assets $4.74B · Shareholders' equity $549.6M
Dividends
Raised for 29 straight years — most recently to $0.34 from $0.32 in May 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 20, 2026 | Aug 20 | Sep 18 | $0.34 | |
| May 21, 2026 | May 21 | Jun 18 | $0.34 | raised from $0.32 |
| Feb 20, 2026 | Feb 20 | Mar 20 | $0.32 | |
| Nov 20, 2025 | Nov 20 | Dec 19 | $0.32 | |
| Aug 14, 2025 | Aug 14 | Sep 12 | $0.32 | |
| May 15, 2025 | May 15 | Jun 13 | $0.32 | raised from $0.30 |
| Feb 20, 2025 | Feb 20 | Mar 20 | $0.30 | |
| Nov 14, 2024 | Nov 14 | Dec 13 | $0.30 |
Ownership
Shares outstanding 16.74M · Float 16.19M · 96.7% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 1.62M | 9.66% | 13F | Aug 7, 2026 |
| Dimensional Fund Advisors LP | 933.9K | 5.58% | 13F | Aug 11, 2026 |
| Vanguard Capital Management LLC | 721.0K | 4.31% | 13F | Aug 13, 2026 |
| State Street Corp | 568.2K | 3.39% | 13F | Aug 7, 2026 |
| Geode Capital Management, LLC | 436.8K | 2.61% | 13F | Aug 12, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Camden National
Community-bank rivalry in Maine and New Hampshire retail, commercial and wealth.
- Toronto-Dominion Bank
Scale challenger across Northern New England deposits, loans and wealth.
- M&T Bank
Large regional bank across Northern New England deposits, loans and wealth.
- NBT Bancorp
Seven-state community bank spanning Maine, New Hampshire and Vermont.
- Citizens Financial Group
Regional challenger in New Hampshire and Vermont deposits, lending and wealth.
- The First Bancorp
Maine community bank in retail, commercial lending and trust services.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Bar Harbor Bankshares | $39.40 | −0.18% | $659.6M | 13.3 | 10.7 | 2.9 | +43.8% |
| Camden National | $56.66 | −0.07% | $958.4M | 10.9 | 10.2 | 2.8 | +20.5% |
| Toronto-Dominion Bank | $120.19 | −0.90% | $204.85B | 18.1 | 15.8 | 2.5 | −22.1% |
| M&T Bank | $237.29 | −0.08% | $34.39B | 12.5 | 11.9 | 2.8 | +5.7% |
| NBT Bancorp | $51.55 | 0.00% | $2.68B | 12.6 | 11.8 | 2.8 | +9.4% |
| Citizens Financial Group | $71.05 | +1.96% | $29.48B | 15.2 | 11.9 | 2.6 | +12.1% |
| The First Bancorp | $34.76 | +0.09% | $391.9M | 10.3 | — | 2.2 | +1.2% |
| Median | 12.6 | 11.9 | 2.7 | +7.5% |