Scotiabank (BNS)
Connects Canadian banking, international franchises, wealth management, and capital markets across the Americas.
$94.57
vs last close−0.78 (−0.82%)
In millions of USD, except per-share figures · converted from CAD at the latest rate
| In millions | Q4 FY23Oct 2023 | Q1 FY24Jan 2024 | Q2 FY24Apr 2024 | Q3 FY24Jul 2024 | Q4 FY24Oct 2024 | Q1 FY25Jan 2025 | Q2 FY25Apr 2025 | Q3 FY25Jul 2025 | Q4 FY25Oct 2025 | Q1 FY26Jan 2026 | Q2 FY26Apr 2026 | Q3 FY26Jul 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,633 | 5,963 | 13,198 | 13,703 | 13,428 | 13,555 | 12,760 | 12,766 | 12,945 | 12,534 | 12,221 | 13,141 |
| Cost of revenue | 0 | 0 | 0 | 8,441 | 8,128 | 7,799 | 7,405 | 6,874 | 6,926 | 6,345 | 6,250 | 6,573 |
| Gross profit | 5,633 | 5,963 | 13,198 | −1,294 | −1,271 | 5,757 | 5,355 | 5,893 | 6,019 | 6,188 | 5,971 | 6,568 |
| −4,572 | −4,038 | 694 | 6,010 | 6,033 | 4,535 | 3,526 | 3,507 | 3,984 | 3,934 | 3,531 | 3,792 | |
| 1,856 | 1,847 | 1,851 | 1,849 | 1,896 | 2,037 | 1,991 | 2,013 | 2,133 | 2,223 | 2,103 | 2,311 | |
| Selling & marketing | 113 | 108 | 105 | 104 | 119 | 111 | 113 | 120 | 134 | 132 | 127 | 143 |
| General & administrative | 1,743 | 1,739 | 1,745 | 1,745 | 1,777 | 1,926 | 1,878 | 1,893 | 1,999 | 2,091 | 1,976 | 2,168 |
| Other expenses | −6,429 | −5,885 | −694 | 4,161 | 4,136 | 2,498 | 1,536 | 1,494 | 1,851 | 1,711 | 1,428 | 1,482 |
| Operating income | 1,061 | 1,925 | 22 | 1,474 | 1,564 | 1,222 | 1,829 | 2,386 | 2,035 | 2,255 | 2,439 | 2,803 |
| −1,192 | −529 | −545 | 206 | 1,564 | −55 | −82 | −81 | −91 | −99 | −158 | −160 | |
| Interest income | 10,742 | 10,977 | 10,815 | 11,150 | 10,896 | 10,650 | 10,158 | 10,039 | 10,107 | 9,478 | 9,310 | 9,978 |
| Interest expense | 7,420 | 7,583 | 7,478 | 7,693 | 7,396 | 6,973 | 6,411 | 6,134 | 6,135 | 5,509 | 5,385 | 5,805 |
| Other non-operating income | 1,204 | 562 | 2,665 | 1,778 | 356 | 55 | 82 | 81 | 91 | 99 | 158 | 160 |
| Income before tax | 1,083 | 1,942 | 1,829 | 1,680 | 1,564 | 1,222 | 1,829 | 2,386 | 2,035 | 2,255 | 2,439 | 2,644 |
| Income tax expense | 98 | 379 | 382 | 321 | 363 | 516 | 384 | 589 | 466 | 620 | 568 | 681 |
| Net income from continuing operations | 972 | 1,531 | 1,487 | 1,359 | 1,201 | 706 | 1,445 | 1,797 | 1,568 | 1,635 | 1,871 | 1,963 |
| Other adjustments | 13 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 963 | 1,546 | 1,469 | 1,334 | 1,167 | 815 | 1,405 | 1,740 | 1,578 | 1,626 | 1,845 | 2,069 |
| EPS, basic | $0.73 | $1.21 | $1.13 | $1.02 | $0.87 | $0.48 | $1.05 | $1.31 | $1.18 | $1.24 | $1.43 | $1.64 |
| EPS, diluted | $0.73 | $1.19 | $1.12 | $1.00 | $0.87 | $0.47 | $1.05 | $1.31 | $1.17 | $1.23 | $1.42 | $1.64 |
| Weighted average shares, basic | 1,206 | 1,214 | 1,223 | 1,230 | 1,230 | 1,245 | 1,246 | 1,244 | 1,244 | 1,244 | 905 | 872 |
| Weighted average shares, diluted | 1,211 | 1,221 | 1,228 | 1,235 | 1,235 | 1,250 | 1,246 | 1,245 | 1,245 | 1,245 | 906 | 874 |
| EBITDA | 1,489 | 2,209 | 2,161 | 1,984 | 1,920 | 1,509 | 2,108 | 2,674 | 2,321 | 2,528 | 2,731 | 3,056 |
| Depreciation & amortization | 419 | 299 | 291 | 304 | 356 | 287 | 279 | 288 | 287 | 274 | 291 | 283 |
| EBIT | 1,070 | 1,910 | −291 | 1,474 | 1,378 | 1,222 | 1,829 | 2,386 | 2,035 | 2,255 | 2,439 | 2,644 |
