BRBS · AMEX · Banks - Regional

Blue Ridge Bankshares (BRBS)

Community bank serving Virginia and central North Carolina with wealth and trust services.

$3.96
At close+0.05 (+1.41%)
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Blue Ridge Bankshares, Inc.BRBSFinancials

Provides community banking across Virginia and central North Carolina, alongside investment, wealth-management, and trust services. Revenue is chiefly the spread between loans and investments and deposits and borrowings, supplemented by deposit-service, card, wealth, trust, lending, and transaction fees.

Runs commercial and consumer banking through Blue Ridge Bank across Virginia and central North Carolina. Its products span deposit and cash-management accounts, commercial and residential lending, credit cards, and digital banking, while BRB Financial Group provides investment management, estate planning, trust administration, and life-insurance products.

Makes most revenue from the interest spread between loans and investments and deposits and borrowings, supplemented by deposit-service, card-interchange, wealth, trust, lending, and transaction fees. Management says it has refocused on relationship-led community banking after exiting fintech deposit channels, indirect fintech lending, and standalone mortgage banking. Deposits remain the principal funding source, while banking operations depend on regulatory, compliance, technology, cybersecurity, and third-party controls.

Company facts

CEOHarry Golliday
ListedDec 23, 2019
ExchangeAMEX
HeadquartersRichmond, VA
CountryUnited States
Employees302
CIK0000842717
ISINUS0958251052

Market cap$355.2M
EPS (ttm)$0.1061
P/E (ttm)37.23
ROE3.4%
P/B1.26
P/S2.60
Dividend yieldDiv yield
Beta0.20vs XLF 0.40

No analyst consensus on record.

Next report
Oct 28, 2026
estimated · in 55 days
EPS estimate
Revenue estimate
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Aug '26Oct '26
Reported−$0.01$0.01$0.06$0.04$0.02$0.00−$0.01Pending
Estimate
Surprise

RevenueReportedEstimate

Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Aug '26Oct '26
Reported$38.5M$34.7M$36.2M$34.2M$31.7M$30.6M$30.6MPending
Estimate
Surprise
Estimate
ReportedDue Oct 28, 2026
Estimate
ReportedDue Oct 28, 2026
View details

Debt to equity61.90%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$41.9M$40.6M$38.4M$38.0M$40.0M$34.2M$31.7M$30.6M
Net income$946.0K−$2.0M−$434.0K$1.3M$5.6M$4.2M$836.0K−$203.0K
Net margin2.3%0.0%0.0%3.4%14.0%12.4%2.6%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$1.5M−$2.7M−$889.0K$1.8M$7.5M$5.4M$1.1M−$229.0K
YoY growth+385.6%−112.9%

Balance sheet, Jun 30, 2026Cash & short-term investments $378.7M · Total debt $171.3M · Total assets $2.33B · Shareholders' equity $276.5M

Revenue
$30.6M
Operating income
−$229.0K
Net income
−$203.0K
View details

Next ex-date
Annual dividend
Dividend yield
Schedule

Last raised to $0.1225 from $0.12 in Apr 2022.

History

Ex-dateRecordPaidAmountNote
Apr 13, 2026Apr 13Apr 27$0.60special dividend
Nov 7, 2025Nov 7Nov 21$0.25special dividend
Apr 17, 2023Apr 18Apr 28$0.1225
Jan 20, 2023Jan 23Jan 31$0.1225
Oct 21, 2022Oct 24Oct 31$0.1225
Jul 15, 2022Jul 18Jul 29$0.1225
Apr 14, 2022Apr 18Apr 29$0.1225raised from $0.12
Jan 18, 2022Jan 19Jan 31$0.12
View details

Institutions109 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail≈ 36.64%32.87M shares
Insiders1 holder · as of Apr 18, 202533.45%30.00M shares
Otherremainder≈ 29.91%26.82M shares

89.69M company shares as of Sep 3, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Kenneth R. LehmanInsider
33.45%30.00M13Dfiled Apr 18, 2025
Wellington Management Group LLPInstitution
7.02%6.30M13Fas of Jun 30, 2026
BlackRock, Inc.Institution
4.75%4.26M13Fas of Jun 30, 2026
Algebris (UK) LtdInstitution
2.85%2.55M13Fas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
2.71%2.43M13Fas of Jun 30, 2026
See all 25

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

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