BV Financial (BVFL)
Provides community-oriented retail banking through BayVanguard Bank in Maryland.
$21.70
Pre-market+0.12 (+0.56%)
At close$21.58(+1.70%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 | 12 | 12 | 12 | 13 | 13 | 12 | 13 | 13 | 14 | 12 | 13 |
| Cost of revenue | 3 | 3 | 3 | 3 | 2 | 4 | 4 | 3 | 2 | 3 | 3 | 2 |
| Gross profit | 10 | 9 | 9 | 10 | 11 | 9 | 9 | 10 | 11 | 11 | 9 | 10 |
| 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 5 | 8 | 5 | |
| 3 | 3 | 3 | 3 | 4 | 4 | 5 | 4 | 0 | 4 | 8 | 0 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 3 | 3 | 3 | 3 | 4 | 4 | 5 | 4 | 0 | 4 | 8 | 0 |
| Other expenses | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 6 | 2 | 0 | 5 |
| Operating income | 5 | 4 | 4 | 5 | 5 | 3 | 3 | 4 | 5 | 5 | 2 | 5 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 0 | |
| Interest income | 12 | 11 | 11 | 12 | 12 | 12 | 12 | 12 | 13 | 13 | 12 | 2 |
| Interest expense | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Income before tax | 5 | 4 | 4 | 5 | 5 | 3 | 3 | 4 | 5 | 7 | 2 | 5 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 |
| Net income from continuing operations | 4 | 3 | 3 | 3 | 4 | 2 | 2 | 3 | 4 | 5 | 1 | 3 |
| Net income | 4 | 3 | 3 | 3 | 4 | 2 | 2 | 3 | 4 | 5 | 1 | 3 |
| EPS, basic | $0.35 | $0.28 | $0.24 | $0.32 | $0.35 | $0.18 | $0.21 | $0.29 | $0.41 | $0.57 | $0.13 | $0.41 |
| EPS, diluted | $0.35 | $0.28 | $0.24 | $0.32 | $0.35 | $0.18 | $0.21 | $0.29 | $0.38 | $0.56 | $0.13 | $0.41 |
| Weighted average shares, basic | 11 | 11 | 11 | 11 | 11 | 11 | 10 | 10 | 9 | 8 | 8 | 8 |
| Weighted average shares, diluted | 11 | 11 | 11 | 11 | 11 | 11 | 10 | 10 | 10 | 9 | 8 | 8 |
| EBITDA | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 5 | 5 | 2 | 5 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 5 | 4 | 4 | 5 | 5 | 3 | 3 | 4 | 5 | 5 | 2 | 5 |