BV Financial (BVFL)
Provides community-oriented retail banking through BayVanguard Bank in Maryland.
BV Financial's Q2 Earnings Rise Y/Y on Lower Funding Costs
BVFL's Q2 earnings per share are aided by higher net interest income, improved margins and reduced borrowing costs, while lower loan balances and softer noninterest income weigh on performance.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESS Newswire / July 24, 2026 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.5 million, or $0.42 per diluted share, for the quarter ended June 30, 2026 compared to net income of $2.9 million, or $0.29 per diluted share, for the quarter ended June 30, 2025. Net income for the six-month period ended June 30, 2026 was $4.6 million or $0.55 per diluted share compared to net income of $5.0 million or $0.50 per diluted share for the six-month period ended June 30, 2025.
BV Financial: A Community Bank Trading Below Fair Value
BayVanguard (BV) Financial is rated a buy, with 13% upside driven by undervalued excess capital and normalized earnings. BVFL's ROTCE appears mediocre at 7.8% due to a one-time $2.2M severance and surplus capital, but normalized ROA is strong at 1.45%. Current valuation discounts the potential for capital return; the operating bank's ROTCE is 11.35%, and the justified P/TBV is 1.25x.
BV Financial Stock Falls 2% as March Quarter's Earnings Fall Y/Y
BVFL's March-end quarter's earnings drop y/y due to a CEO exit payout, though core income improves and margins expand amid stable balance sheet trends.
BVFL Upgraded to Outperform on Asset Quality, Loan Growth
BV Financial's rating upgrade reflects improving asset quality, declining non-performing assets, strong capital and liquidity and steady expansion in higher-yielding commercial loans.
BV Financial's Q4 Earnings Soar Y/Y on Credit Loss Recovery
BVFL's Q4 net income per share surges from last year to 56 cents. Strong credit recoveries and a boost in net interest margin drive the gains amid lower expenses and ongoing capital actions.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESS Newswire / January 23, 2026 / BV Financial, Inc. ( NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $13.5 million, or $1.43 per diluted share, for the year ended December 31, 2025 compared to net income of $11.7 million, or $1.10 per diluted share, for the year ended December 31, 2024. Net income for the quarter ended December 31, 2025 was $4.8 million, or $0.57 per diluted share, compared to net income of $2.0 million, or $0.18 per diluted share, for the quarter ended December 31, 2024.
Head to Head Contrast: BV Financial (NASDAQ:BVFL) vs. Metropolitan Bank (NYSE:MCB)
Metropolitan Bank (NYSE: MCB - Get Free Report) and BV Financial (NASDAQ: BVFL - Get Free Report) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, profitability, earnings, institutional ownership, analyst recommendations, valuation and dividends. Risk and Volatility Metropolitan Bank has a
BV Financial Rallies 23% in Six Months: Should You Buy the Stock?
BVFL delivers solid loan growth, higher interest income, and strong capital returns, showcasing resilient performance and effective financial management.
BV Financial's Q3 Earnings Climb Y/Y on Loan Growth, Stock Up 14%
BVFL's Q3 earnings rise year over year on strong loan growth and improved credit metrics, despite higher compensation expenses and a slight dip in net interest margin.
BV Financial, Inc. Announces Financial Results
Announces Adoption and Regulatory Non-Objection For Stock Repurchase Program BALTIMORE, MD / ACCESS Newswire / October 17, 2025 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.7 million, or $0.41 per diluted share, for the quarter ended September 30, 2025 compared to net income of $3.8 million, or $0.35 per diluted share, for the quarter ended September 30, 2024. Net income for the nine-month period ended September 30, 2025 was $8.7 million or $0.88 per diluted share compared to net income of $9.8 million or $0.91 per diluted share for the nine-month period ended September 30, 2024.
Zacks Initiates Coverage of BV Financial With Neutral Recommendation
Find out why Zacks has assigned BV Financial a "Neutral" rating, being the first on Wall Street to initiate coverage on the stock. Explore how buybacks, prudent lending, and capital strength are balanced by expense pressures and regional risks.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESS Newswire / July 17, 2025 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $2.9 million, or $0.29 per diluted share, for the quarter ended June 30, 2025 compared to net income of $3.4 million, or $0.32 per diluted share, for the quarter ended June 30, 2024. Net income for the six-month period ended June 30, 2025 was $5.0 million or $0.50 per diluted share compared to net income of $6.0 million or $0.52 per diluted share for the six-month period ended June 30, 2024.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESS Newswire / April 17, 2025 / BV Financial, Inc. (NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $2.1 million or $0.21 per diluted share for the quarter ended March 31, 2025 compared to net income of $2.6 million or $0.24 per diluted share for the quarter ended March 31, 2024. Adjusted net income, a Non-GAAP financial metric, was $2.9 million for both quarters ended March 31, 2025 and 2024.
BV Financial, Inc. Announces Adoption and Regulatory Non-Objection for Stock Repurchase Program
BALTIMORE, MD / ACCESS Newswire / April 4, 2025 / BV Financial, Inc. (the "Company") (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), announced today that the Company has adopted, and received the non-objection of the Federal Reserve Bank of Richmond (the "Federal Reserve") to initiate, a stock repurchase program for up to 10% of the Company's outstanding shares of common stock (approximately 10,594,044 shares). This is the Company's second stock repurchase program since completing its mutual-to-stock conversion and related stock offering on July 31, 2023.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESS Newswire / January 27, 2025 / BV Financial, Inc. ( NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $11.7 million or $1.10 per diluted share for the year ended December 31, 2024 compared to net income of $13.7 million or $1.47 per diluted share for the year ended December 31, 2023. Net income for the quarter ended December 31, 2024 was $1.95 million, or $0.18 per diluted share compared to net income of $3.0 million, or $0.28 per diluted share, for the quarter ended December 31, 2023.
BV Financial, Inc. Announces Adoption and Regulatory Non-Objection for Stock Repurchase Program
BALTIMORE, MD / ACCESSWIRE / July 30, 2024 / BV Financial, Inc. (the "Company") (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), announced today that the Company has adopted, and received the non-objection of the Federal Reserve Bank of Richmond (the "Federal Reserve") to initiate, a stock repurchase program for up to 10% of the Company's outstanding shares of common stock (approximately 1,138,772 shares). This will be the Company's first stock repurchase program since completing its mutual-to-stock conversion and related stock offering on July 31, 2023.
BV Financial, Inc. Announces Financial Results
BALTIMORE, MD / ACCESSWIRE / July 18, 2024 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.4 million, or $0.32 per diluted share, for the quarter ended June 30, 2024 compared to net income of $3.9 million, or $0.49 per diluted share, for the quarter ended June 30, 2023. Net income for the six-month period ended June 30, 2024 was $6.0 million or $0.52 per diluted share compared to net income of $7.0 million or $0.88 per diluted share for the six-month period ended June 30, 2023.
BV Financial, Inc Announces Financial Results
BALTIMORE, MD / ACCESSWIRE / April 22, 2024 / BV Financial, Inc. (NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $2.6 million or $0.24 per diluted share for the quarter ended March 31, 2024 compared to net income of $3.1 million or $0.39 per diluted share for the quarter ended March 31, 2023. Financial Highlights During the quarter ended March 31, 2024, the Company paid off $3.0 million in junior subordinated debt assumed via previous acquisition that had an interest rate in the most recent quarter of 8.49%.
Which Microcap Can You "Bank" On?
Two regional microcap banks with attractive valuations and growth potential.