Byline Bancorp (BY)
Runs Byline Bank for commercial lending, deposits, SBA lending, leasing, and wealth services.
$37.21
vs last close+0.21 (+0.57%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 148 | 149 | 153 | 154 | 160 | 154 | 149 | 158 | 163 | 160 | 153 | 160 |
| Cost of revenue | 53 | 57 | 59 | 61 | 66 | 58 | 56 | 60 | 54 | 43 | 47 | 51 |
| Gross profit | 95 | 93 | 94 | 93 | 94 | 96 | 93 | 98 | 109 | 117 | 106 | 109 |
| 57 | 53 | 53 | 53 | 54 | 56 | 56 | 59 | 59 | 60 | 56 | 55 | |
| 35 | 36 | 34 | 34 | 35 | 42 | 36 | 5 | 37 | 54 | 3 | 3 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 35 | 36 | 34 | 34 | 35 | 37 | 36 | 5 | 37 | 54 | 3 | 3 |
| Other expenses | 22 | 17 | 19 | 19 | 19 | 14 | 19 | 54 | 21 | 6 | 53 | 52 |
| Operating income | 38 | 40 | 41 | 40 | 40 | 40 | 37 | 39 | 50 | 57 | 50 | 54 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −10 | 0 | 0 | |
| Interest income | 137 | 136 | 138 | 142 | 146 | 140 | 135 | 145 | 149 | 144 | 142 | 144 |
| Interest expense | 44 | 49 | 53 | 55 | 59 | 51 | 47 | 49 | 49 | 43 | 42 | 43 |
| Income before tax | 38 | 40 | 41 | 40 | 40 | 40 | 37 | 39 | 50 | 47 | 50 | 54 |
| Income tax expense | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 13 | 12 | 12 | 14 |
| Net income from continuing operations | 28 | 30 | 30 | 30 | 30 | 30 | 28 | 30 | 37 | 35 | 38 | 40 |
| Net income | 28 | 30 | 30 | 30 | 30 | 30 | 28 | 30 | 37 | 35 | 38 | 40 |
| EPS, basic | $0.66 | $0.69 | $0.70 | $0.68 | $0.70 | $0.69 | $0.65 | $0.66 | $0.82 | $0.77 | $0.84 | $0.90 |
| EPS, diluted | $0.65 | $0.68 | $0.70 | $0.68 | $0.69 | $0.69 | $0.64 | $0.67 | $0.82 | $0.76 | $0.83 | $0.88 |
| Weighted average shares, basic | 43 | 43 | 43 | 43 | 44 | 44 | 44 | 44 | 45 | 45 | 45 | 45 |
| Weighted average shares, diluted | 43 | 44 | 44 | 44 | 44 | 44 | 44 | 44 | 45 | 45 | 45 | 45 |
| EBITDA | 39 | 41 | 42 | 41 | 41 | 42 | 39 | 40 | 51 | 58 | 51 | 54 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 38 | 40 | 41 | 40 | 40 | 40 | 37 | 39 | 50 | 57 | 50 | 54 |
