BYFC · NASDAQ · Banks - Regional

Broadway Financial (BYFC)

Operates City First Bank, a mission-driven lender and depository institution.

$12.26
At close+0.46 (+3.90%)
Loading prices…

Broadway Financial CorporationBYFCFinancials

Operates City First Bank, a CDFI-certified, deposit-funded commercial bank serving underserved urban communities in Los Angeles and Washington, D.C. Lending includes multifamily and commercial real estate, commercial business, SBA-guaranteed, construction-to-permanent, and some single-family loans.

Operates City First Bank, a CDFI-certified commercial bank serving underserved urban communities in Los Angeles and Washington, D.C. Its deposit and treasury offerings serve commercial, business, institutional, nonprofit, municipal, and mission-aligned customers, while its lending book includes multifamily and commercial real estate, commercial business, SBA-guaranteed, construction-to-permanent, and some single-family loans.

Relationship-driven commercial and industrial, commercial-real-estate, and small-business lending are current priorities after the bank scaled back its legacy wholesale multifamily model. Funding and profitability remain shaped by commercial-real-estate and multifamily exposure, deposit gathering, interest rates, liquidity, and regulatory concentration management; the public-benefit holding company also operates under a CDFI mission.

Company facts

CEOBrian E. Argrett
ListedJan 9, 1996
ExchangeNASDAQ
HeadquartersLos Angeles, CA
CountryUnited States
Employees98
CIK0001001171
ISINUS1114447097

Market cap$111.0M
EPS (ttm)−$2.71
P/E (ttm)−4.41
ROE-7.7%
P/B0.3931
P/S1.60
Dividend yieldDiv yield
Beta0.22vs XLF 0.12

No analyst consensus on record.

EPSReportedEstimate

Oct '24Jan '25Jun '25Jul '25Dec '25Mar '26Apr '26Jul '26
Reported−$0.03$0.06$0.07−$0.02−$0.03$0.04$0.09$0.02
Estimate
Surprise

RevenueReportedEstimate

Oct '24Jan '25Jun '25Jul '25Dec '25Mar '26Apr '26Jul '26
Reported$16.6M$9.0M$14.5M$14.7M$16.2M$17.0M$17.3M$18.8M
Estimate
Surprise
Estimate
Reported$0.02
Estimate
Reported$18.8M
View details

Debt to equity67.10%
Current ratio29.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$16.6M$16.3M$15.1M$14.8M$16.2M$17.0M$17.3M$18.8M
Net income$522.0K$1.3M−$2.7M$752.0K−$23.9M$1.0M$1.6M$968.0K
Net margin3.1%8.0%0.0%5.1%0.0%6.2%9.0%5.2%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$753.0K$1.8M−$3.8M$1.0M−$23.2M$1.4M$1.9M$1.5M
YoY growth+502.4%−51.6%+149.9%−3,175.4%−22.4%+42.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $375.9M · Total debt $175.9M · Total assets $1.56B · Shareholders' equity $262.3M

Revenue
$18.8M
Operating income
$1.5M
Net income
$968.0K
View details

No dividends on record.

Institutions18 holders · as of Mar 31, 202616.50%1.53M shares
Strategic holders1 holder · as of Dec 18, 20254.71%436.8K shares
Otherremainder78.79%7.31M shares

9.28M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing

This company has 3 share classes; every stake here is a share of the whole company.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
M3F, Inc.Institution
5.12%474,685 A13Fas of Mar 31, 2026
M3 Funds, LLCStrategic
4.71%436,77613Gfiled Dec 18, 2025
Vanguard Capital Management LLCInstitution
3.38%313,956 A13Fas of Mar 31, 2026
Bank of America Corp /DE/Institution
2.87%266,492 A13Fas of Mar 31, 2026
Grace & White Inc /NYInstitution
1.91%177,085 A13Fas of Mar 31, 2026
See all 25

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more

Insider tradesForm 4

DateInsiderRoleSharesAvg price
May 22, 2026Wayne-Kent A. Bradshawdirector−1,400$9.57
May 26, 2026Wayne-Kent A. Bradshawdirector−8,600$9.42
May 7, 2026John Driverdirector−6,500$9.36
Oct 15, 2025Robert C. Jr Davidsondirector−1,000$7.10
Oct 14, 2025Robert C. Jr Davidsondirector−1,000$7.21
View details

  • Banc of California

    Los Angeles peer across CRE, C&I, commercial deposits, and treasury

  • Bank of Hope

    Los Angeles peer across CRE, C&I, SBA lending, deposits, and treasury

  • Hanmi Financial

    Los Angeles peer in commercial property, C&I, SBA, and trade finance

  • Preferred Bank

    Los Angeles peer in CRE, business loans, treasury, and SBA lending

  • CVB Financial

    Southern California commercial-bank peer centered on CRE and deposits

  • Eagle Bancorp

    Washington, D.C. peer across C&I, CRE, treasury, and core deposits

Compare

CompanyPriceChange
Broadway Financial$12.26+3.90%$111.0M1.6+29.5%
Banc of California$18.85−0.05%$2.90B9.91.6
Bank of Hope$13.96+2.38%$1.78B14.010.71.8+56.3%
Hanmi Financial$31.50−0.35%$940.6M10.69.72.4+10.1%
Preferred Bank$104.19+2.41%$1.23B9.59.72.4+4.0%
CVB Financial$22.07−0.99%$3.20B14.712.04.5+42.0%
Eagle Bancorp$27.71+3.36%$844.7M14.81.4−1.5%
Median12.310.32.1+10.1%