Pathward Financial (CASH)
Provides partner banking infrastructure and specialty commercial finance through a national bank charter.
$75.49
After hours+1.02 (+1.36%)
At close$74.48(−1.88%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Sep 2023 | Q1 FY24Dec 2023 | Q2 FY24Mar 2024 | Q3 FY24Jun 2024 | Q4 FY24Sep 2024 | Q1 FY25Dec 2024 | Q2 FY25Mar 2025 | Q3 FY25Jun 2025 | Q4 FY25Sep 2025 | Q1 FY26Dec 2025 | Q2 FY26Mar 2026 | Q3 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 136 | 134 | 222 | 155 | 138 | 136 | 236 | 158 | 155 | 175 | 282 | 191 |
| Cost of revenue | 14 | 16 | 38 | 15 | 5 | 22 | 41 | 11 | −5 | 5 | 51 | 29 |
| Gross profit | 122 | 118 | 183 | 140 | 133 | 114 | 195 | 148 | 160 | 170 | 231 | 161 |
| 89 | 84 | 96 | 89 | 96 | 78 | 104 | 100 | 112 | 127 | 143 | 129 | |
| 46 | 47 | 54 | 48 | 52 | 49 | 52 | 49 | 51 | 64 | 68 | 65 | |
| General & administrative | 46 | 47 | 54 | 48 | 52 | 49 | 52 | 49 | 51 | 64 | 68 | 65 |
| Other expenses | 42 | 38 | 42 | 41 | 44 | 29 | 52 | 52 | 61 | 63 | 76 | 64 |
| Operating income | 34 | 34 | 87 | 51 | 37 | 36 | 91 | 47 | 48 | 43 | 87 | 32 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 110 | 116 | 127 | 114 | 120 | 128 | 142 | 124 | 129 | 121 | 131 | 114 |
| Interest expense | 5 | 6 | 8 | 3 | 4 | 3 | 6 | 1 | 1 | 2 | 6 | 1 |
| Income before tax | 34 | 34 | 87 | 51 | 37 | 36 | 91 | 47 | 48 | 43 | 87 | 32 |
| Income tax expense | −3 | 6 | 17 | 6 | 3 | 6 | 16 | 5 | 9 | 7 | 14 | 3 |
| Net income from continuing operations | 36 | 28 | 70 | 45 | 34 | 30 | 75 | 42 | 39 | 35 | 73 | 29 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 36 | 28 | 70 | 45 | 34 | 30 | 75 | 42 | 39 | 35 | 73 | 29 |
| EPS, basic | $1.37 | $1.06 | $2.74 | $1.78 | $1.34 | $1.23 | $3.16 | $1.82 | $1.70 | $1.57 | $3.37 | $1.38 |
| EPS, diluted | $1.36 | $1.06 | $2.74 | $1.78 | $1.34 | $1.23 | $3.14 | $1.81 | $1.69 | $1.57 | $3.35 | $1.37 |
| Weighted average shares, basic | 26 | 26 | 25 | 25 | 25 | 24 | 24 | 23 | 23 | 22 | 22 | 22 |
| Weighted average shares, diluted | 26 | 26 | 25 | 25 | 25 | 24 | 24 | 23 | 23 | 22 | 22 | 22 |
| EBITDA | 49 | 48 | 102 | 66 | 51 | 51 | 107 | 62 | 63 | 56 | 100 | 32 |
| Depreciation & amortization | 15 | 15 | 15 | 14 | 14 | 15 | 15 | 15 | 14 | 13 | 13 | 0 |
| EBIT | 34 | 34 | 87 | 51 | 37 | 36 | 91 | 47 | 48 | 43 | 87 | 32 |
