Capitol Federal Financial (CFFN)
A Kansas thrift gathering retail deposits and lending them as long-duration residential mortgages since 1893.
$8.73
Pre-market+0.02 (+0.23%)
At close$8.71(+1.87%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Sep 2023 | Q1 FY24Dec 2023 | Q2 FY24Mar 2024 | Q3 FY24Jun 2024 | Q4 FY24Sep 2024 | Q1 FY25Dec 2024 | Q2 FY25Mar 2025 | Q3 FY25Jun 2025 | Q4 FY25Oct 2025 | Q1 FY26Dec 2025 | Q2 FY26Mar 2026 | Q3 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | −100 | 82 | 97 | 99 | 101 | 102 | 102 | 104 | 109 | 111 | 110 | 105 |
| Cost of revenue | 58 | 52 | 52 | 56 | 55 | 56 | 54 | 54 | 56 | 56 | 55 | 52 |
| Gross profit | −159 | 30 | 45 | 43 | 46 | 46 | 48 | 50 | 53 | 55 | 55 | 53 |
| 27 | 28 | 28 | 27 | 26 | 27 | 29 | 29 | 30 | 30 | 30 | 31 | |
| 14 | 16 | 16 | 16 | 15 | 16 | 17 | 18 | 19 | 18 | 20 | 19 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 |
| General & administrative | 13 | 15 | 15 | 15 | 14 | 15 | 16 | 16 | 17 | 17 | 19 | 18 |
| Other expenses | 14 | 12 | 12 | 12 | 11 | 10 | 12 | 11 | 11 | 12 | 11 | 12 |
| Operating income | −186 | 2 | 17 | 16 | 19 | 19 | 19 | 22 | 23 | 25 | 25 | 23 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | |
| Interest income | 88 | 92 | 93 | 95 | 97 | 98 | 98 | 100 | 104 | 106 | 105 | 105 |
| Interest expense | 58 | 52 | 52 | 55 | 56 | 55 | 54 | 54 | 55 | 55 | 52 | 52 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −7 |
| Income before tax | −186 | 2 | 17 | 16 | 19 | 19 | 19 | 22 | 23 | 25 | 25 | 29 |
| Income tax expense | −46 | 0 | 3 | 6 | 7 | 4 | 4 | 3 | 4 | 5 | 5 | 6 |
| Net income from continuing operations | −140 | 3 | 14 | 10 | 12 | 15 | 15 | 18 | 19 | 20 | 20 | 24 |
| Net income | −140 | 3 | 14 | 10 | 12 | 15 | 15 | 18 | 19 | 20 | 20 | 24 |
| EPS, basic | −$1.13 | $0.02 | $0.10 | $0.07 | $0.09 | $0.12 | $0.12 | $0.14 | $0.14 | $0.16 | $0.16 | $0.19 |
| EPS, diluted | −$1.13 | $0.02 | $0.10 | $0.07 | $0.09 | $0.12 | $0.12 | $0.14 | $0.14 | $0.16 | $0.16 | $0.19 |
| Weighted average shares, basic | 133 | 132 | 131 | 130 | 130 | 130 | 130 | 130 | 130 | 129 | 127 | 124 |
| Weighted average shares, diluted | 133 | 132 | 131 | 130 | 130 | 130 | 130 | 130 | 130 | 129 | 127 | 124 |
| EBITDA | −184 | 4 | 19 | 18 | 21 | 21 | 21 | 24 | 25 | 27 | 27 | 31 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBIT | −186 | 2 | 17 | 16 | 19 | 19 | 19 | 22 | 23 | 25 | 25 | 29 |