Chemung Financial (CHMG)
Holding company for a community bank chartered in 1833, expanding under Capital Bank and Canal Bank.
$80.52
After hours−0.67 (−0.83%)
At close$81.19(−0.95%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37 | 36 | 37 | 37 | 38 | 38 | 37 | 22 | 40 | 41 | 40 | 18 |
| Cost of revenue | 11 | 14 | 11 | 15 | 15 | 13 | 13 | 13 | 12 | 12 | 11 | 11 |
| Gross profit | 25 | 21 | 26 | 22 | 23 | 25 | 24 | 9 | 27 | 29 | 29 | 7 |
| 15 | 17 | 16 | 16 | 16 | 17 | 17 | 17 | 17 | 18 | 17 | 19 | |
| 9 | 9 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 12 | 12 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 11 | 10 | 12 | 12 |
| Other expenses | 6 | 8 | 7 | 6 | 7 | 8 | 7 | 7 | 7 | 8 | 6 | 7 |
| Operating income | 10 | 5 | 9 | 6 | 7 | 8 | 8 | −9 | 10 | 11 | 12 | −12 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23 | |
| Interest income | 29 | 30 | 31 | 31 | 32 | 33 | 32 | 33 | 34 | 34 | 34 | 35 |
| Interest expense | 11 | 12 | 13 | 14 | 14 | 13 | 12 | 12 | 11 | 10 | 10 | 10 |
| Income before tax | 10 | 5 | 9 | 6 | 7 | 8 | 8 | −9 | 10 | 11 | 12 | 11 |
| Income tax expense | 2 | 1 | 2 | 1 | 2 | 2 | 2 | −2 | 2 | 3 | 3 | 2 |
| Net income from continuing operations | 8 | 4 | 7 | 5 | 6 | 6 | 6 | −6 | 8 | 8 | 9 | 9 |
| Net income | 8 | 4 | 7 | 5 | 6 | 6 | 6 | −6 | 8 | 8 | 9 | 9 |
| EPS, basic | $1.61 | $0.80 | $1.48 | $1.05 | $1.20 | $1.24 | $1.26 | −$1.34 | $1.60 | $1.61 | $1.91 | $1.82 |
| EPS, diluted | $1.61 | $0.80 | $1.48 | $1.05 | $1.20 | $1.24 | $1.26 | −$1.34 | $1.60 | $1.61 | $1.91 | $1.82 |
| Weighted average shares, basic | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Weighted average shares, diluted | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| EBITDA | 10 | 5 | 9 | 7 | 8 | 8 | 8 | −8 | 11 | 12 | 13 | −12 |
| Depreciation & amortization | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 10 | 5 | 9 | 6 | 7 | 8 | 8 | −9 | 10 | 11 | 12 | −12 |