Central Pacific Financial (CPF)
Runs a Hawaii community bank built on deposits, lending, wealth, and digital banking.
$36.76
After hours0.00 (0.00%)
At close$36.76(−0.62%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 81 | 84 | 84 | 87 | 89 | 80 | 87 | 90 | 92 | 93 | 88 | 42 |
| Cost of revenue | 25 | 28 | 28 | 26 | 27 | 23 | 24 | 23 | 23 | 17 | 18 | 18 |
| Gross profit | 56 | 56 | 56 | 60 | 63 | 57 | 63 | 67 | 69 | 76 | 70 | 24 |
| 38 | 37 | 39 | 40 | 45 | 44 | 41 | 43 | 46 | 46 | 43 | 25 | |
| 22 | 24 | 24 | 24 | 26 | 24 | 24 | 26 | 28 | 25 | 26 | 25 | |
| Selling & marketing | 1 | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 2 | 0 |
| General & administrative | 21 | 22 | 22 | 23 | 25 | 23 | 23 | 24 | 26 | 24 | 25 | 25 |
| Other expenses | 16 | 13 | 16 | 16 | 19 | 19 | 17 | 17 | 18 | 20 | 17 | 0 |
| Operating income | 17 | 19 | 17 | 21 | 17 | 13 | 23 | 24 | 24 | 31 | 27 | −1 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −2 | 0 | 28 | |
| Interest income | 72 | 74 | 74 | 76 | 78 | 78 | 77 | 78 | 80 | 79 | 77 | −77 |
| Interest expense | 20 | 23 | 24 | 24 | 24 | 22 | 20 | 18 | 19 | 17 | 16 | 16 |
| Income before tax | 17 | 19 | 17 | 21 | 17 | 13 | 23 | 24 | 24 | 28 | 27 | 27 |
| Income tax expense | 4 | 4 | 4 | 5 | 4 | 2 | 5 | 6 | 5 | 5 | 6 | 6 |
| Net income from continuing operations | 13 | 15 | 13 | 16 | 13 | 11 | 18 | 18 | 19 | 23 | 21 | 21 |
| Net income | 13 | 15 | 13 | 16 | 13 | 11 | 18 | 18 | 19 | 23 | 21 | 21 |
| EPS, basic | $0.49 | $0.55 | $0.48 | $0.58 | $0.49 | $0.42 | $0.66 | $0.68 | $0.69 | $0.86 | $0.79 | $0.80 |
| EPS, diluted | $0.49 | $0.55 | $0.48 | $0.58 | $0.49 | $0.42 | $0.65 | $0.68 | $0.69 | $0.85 | $0.78 | $0.80 |
| Weighted average shares, basic | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 26 |
| Weighted average shares, diluted | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 26 |
| EBITDA | 20 | 21 | 19 | 23 | 19 | 17 | 24 | 26 | 26 | 33 | 29 | −3 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | −2 |
| EBIT | 17 | 19 | 17 | 21 | 17 | 13 | 23 | 24 | 24 | 31 | 27 | −1 |