America's Car-Mart (CRMT)
Sells used vehicles and finances most customers through a Buy Here/Pay Here model.
$1.70
vs last close+0.05 (+3.03%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Jan 2024 | Q3 FY24Jan 2024 | Q4 FY24Apr 2024 | Q1 FY25Jul 2024 | Q2 FY25Oct 2024 | Q3 FY25Jan 2025 | Q4 FY25Apr 2025 | Q1 FY26Jul 2025 | Q2 FY26Oct 2025 | Q3 FY26Jan 2026 | Q4 FY26Apr 2026 | Q1 FY27Jul 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 300 | 300 | 365 | 341 | 347 | 326 | 370 | 341 | 350 | 287 | 243 | 146 |
| Cost of revenue | 160 | 160 | 200 | 175 | 173 | 169 | 197 | 175 | 181 | 145 | 167 | 72 |
| Gross profit | 140 | 140 | 165 | 166 | 174 | 156 | 173 | 166 | 169 | 142 | 76 | 74 |
| 133 | 133 | 147 | 157 | 149 | 135 | 143 | 157 | 176 | 157 | 48 | 123 | |
| 133 | 133 | 147 | 51 | 47 | 46 | 48 | 51 | 57 | 52 | 48 | 52 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| General & administrative | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50 | 0 | 0 | 0 | 51 |
| Other expenses | 0 | 0 | 0 | 105 | 101 | 89 | 95 | 105 | 119 | 105 | 0 | 72 |
| Operating income | 7 | 7 | 18 | 10 | 25 | 21 | 30 | 10 | −7 | −15 | 28 | −49 |
| −17 | −17 | −18 | −17 | −18 | −17 | −18 | −15 | −20 | −22 | −60 | −19 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 62 | 0 | 0 | 0 | 0 | 60 | 0 |
| Interest expense | 17 | 17 | 18 | 17 | 18 | 17 | 17 | 17 | 16 | 22 | 20 | 19 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 |
| Income before tax | −10 | −10 | 1 | −7 | 7 | 4 | 12 | −6 | −27 | −37 | −32 | −69 |
| Income tax expense | −2 | −2 | 0 | −2 | 2 | 1 | 2 | 0 | −5 | 40 | −2 | 0 |
| Net income from continuing operations | −9 | −9 | 0 | −6 | 5 | 3 | 11 | −6 | −22 | −77 | −30 | −69 |
| Other adjustments | 0 | 0 | 0 | 0 | −1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | −9 | −9 | 0 | −6 | 4 | 3 | 11 | −6 | −22 | −77 | −30 | −69 |
| EPS, basic | −$1.34 | −$1.34 | $0.07 | −$0.15 | $0.62 | $0.38 | $1.29 | −$0.69 | −$2.72 | −$9.25 | −$3.56 | −$8.28 |
| EPS, diluted | −$1.34 | −$1.34 | $0.06 | −$0.15 | $0.61 | $0.37 | $1.26 | −$0.69 | −$2.72 | −$9.25 | −$3.56 | −$8.28 |
| Weighted average shares, basic | 6 | 6 | 6 | 6 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Weighted average shares, diluted | 6 | 6 | 7 | 6 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| EBITDA | 8 | 8 | 20 | 12 | 27 | 23 | 32 | 12 | −10 | −13 | 30 | −46 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 4 |
| EBIT | 6 | 6 | 18 | 10 | 25 | 21 | 30 | 10 | −12 | −15 | 28 | −49 |
